Pennington County property record for 406 48th St, Rapid City, SD 57702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,225 sqft · built 1959 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (May 2021) |
| Tax Bill | $4,003 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-32-477-004 |
| Primary APN | 20-32-477-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,225 sqft Living Area |
| Basement Area | 1,225 sqft |
| Finished Basement | 848 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 264 sqft |
| Patio Area | 264 sqft |
| Account Number | 33928 |
|---|---|
| Street Address | 406 48TH ST |
| City | RAPID CITY |
| State | SD |
| Zip | 57702-1985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE HEIGHTS, BLOCK 5, LOT 12, REVISED |
| Legal Subdivision | SUNRISE HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | PENNINGTON SD |
| Township / Civil Division | RAPID CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 11300 |
406 48th St is owned and occupied by two individuals who bought it in May 2021.
Source: Pennington County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 48TH ST, RAPID CITY, SD 57702-1985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 48th St was $4,003.
Source: Pennington County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Pennington County |
| Municipality | Rapid City |
| Unified School District | Rapid City School District 51-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $365,300 (-) Land $57,700 Building $307,600 | |
| 2025 | $4,003.00 | $365,300 Land $57,700 Building $307,600 |
| 2023 | $4,057.00 (+6.76%) | $355,900 Land $52,300 Building $303,600 |
| 2022 | $3,800.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 406 48th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1982–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 48th St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAPID CITY serves 72,009 people · EPA ID SD4600406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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