406 3rd St, Denmark, IA 52624 Property Records

Lee County property record for 406 3rd St, Denmark, IA 52624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1907
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2015)
Tax Bill	$1,930 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-05-04-28-358-0020`

Property Details

APN / Parcel Number

Primary APN	`12-05-04-28-358-0020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
1st Floor Area	450 sqft
Basement Area	112 sqft
Unfinished Basement	113 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	150 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	342 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 3RD ST
City	DENMARK
State	IA
Zip	52624-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, S1/2 LT 3 BLK 15 & N1/2 VAC ST LYG S & ADJ
Legal Subdivision	TOWN OF DENMARK
Legal Block	15
Legal Lot Number	3,4
Jurisdiction	LEE IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1055
Census Tract	490300

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 3RD ST, DENMARK, IA 52624-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Prior Sale	Jan 29, 2013 · Amount on Record
Deed Document Number	20154089
Deed Book / Page	2015 / 4089
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000003389
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Recording Date	Sep 2, 2026
Property Address	406 3RD ST, DENMARK, IA 52624-7729
Document Number	0000003658
Book / Page	2026 / 3658
Instrument Date	Aug 28, 2026
Instrument	20263658
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 3RD ST, DENMARK, IA 52624-7729

Mortgage

Document Number	0000003658,
Date	Sep 2, 2026
Book Page	2026/3658
Instrument	20263658

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE IA
Recording Date	Aug 19, 2026
Property Address	406 3RD ST, DENMARK, IA 52624-7729
Document Number	0000003389
Book / Page	2026 / 3389
Instrument Date	Aug 18, 2026
Instrument	20263389
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 3RD ST, DENMARK, IA 52624-7729

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lee County
Unified School District	Fort Madison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,930.00	$156,500 (-) Land $10,280 Building $146,220	$156,500 (-) Land $10,280 Building $146,220
2025	$1,930.00 (+2.44%)	$156,500 (+8.65%) Land $10,280 Building $146,220	$156,500 (+8.65%) Land $10,280 Building $146,220
2024	$1,884.00 (+6.08%)
2023		$144,040 Land $10,280 Building $133,760	$144,040 Land $10,280 Building $133,760
2022	$1,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1993–2023)
Claims Outside the SFHA	8 of 9
Most Recent Claim	May 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REG WATER ASSN (FT MADISON) private · serves 11,840 people · EPA ID IA0400901
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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