406 3rd Ave NW, Buffalo, MN 55313 Property Records

Wright County property record for 406 3rd Ave NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,219 sqft · built 1890
Lot Size	0.195 acres (8,519 sqft)
Owner	2 Individual Names on File
Last Sale	$251,500 (Feb 2026)
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-016-004080`

Property Details

APN / Parcel Number

Primary APN	`103-016-004080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,519 sqft (0.195 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 3RD AVE NW
City	BUFFALO
State	MN
Zip	55313-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 1ST ADDN LOT-008 BLOCK-004 004
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 1ST ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1022
Census Tract	100701

Owner

406 3rd Ave NW is owned by two individuals who bought it in February 2026.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5630 SYCAMORE LN N, MINNEAPOLIS, MN 55442-1417
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 25, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 25, 2023	Warranty Deed, Transfer CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Jul 18, 2023 · Amount on File
Deed Document Number	20261596532
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 26, 2026
Property Address	406 3RD AVE NW, BUFFALO, MN 55313-1143
Document Number	00A1596532
Instrument Date	Feb 26, 2026
Instrument	A1596532
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5630 SYCAMORE LN N, PLYMOUTH, MN 55442-1417
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1596533
Date	Feb 26, 2026
Instrument	A1596533

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WRIGHT MN
Recording Date	Jul 25, 2023
Property Address	406 3RD AVE NW, BUFFALO, MN 55313-1143
Document Number	00A1534837
Instrument Date	Jul 18, 2023
Instrument	A1534837
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 DIVISION ST E, BUFFALO, MN 55313-4311

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 25, 2023
Property Address	406 3RD AVE NW, BUFFALO, MN 55313-1143
Document Number	00A1534838
Instrument Date	Jul 18, 2023
Instrument	A1534838
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount on Record
Tax	$580.14
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40555 CORNFLOWER LN, SQUAW VALLEY, CA 93675-9672

Tax Assessment & Valuation

The 2026 property tax bill for 406 3rd Ave NW was $2,786.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00	$242,000 (+8.47%) Land $82,500 Building $159,500	$242,000 (+8.47%) Land $82,500 Building $159,500
2025		$223,100 Land $70,000 Building $153,100	$223,100 Land $70,000 Building $153,100
2023		$195,400 Land $70,000 Building $125,400	$195,400 Land $70,000 Building $125,400
2022	$1,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 3rd Ave NW in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 3rd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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