406 37th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 406 37th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,860 sqft · built 2017
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jan 2017)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`263AE034`

Property Details

APN / Parcel Number

Primary APN	`263AE034`
Alternative APNs	`104415730591` `80056944`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,860 sqft Heated Area
Gross Area	2,740 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,748 sqft (0.109 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80056944
Street Address	406 37TH ST
City	SUNSET BEACH
State	NC
Zip	28468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-20 B-39 SSB PLAT 7/64A
Legal Subdivision	SUNSET BEACH
Legal Block	39
Legal Lot Number	20
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1021
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6916, OCEAN ISLE BEACH, NC 28469-0916
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL CAROLINA NATIONAL BANK
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 29, 2017	Loan Modification, Mortgage COASTAL CAROLINA NAT'L BK
Jan 27, 2017	Warranty Deed, Construction Loan · Construction Mortgage COASTAL CAROLINA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Deed Book / Page	3866 / 576
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 9, 2026
Property Address	406 37TH ST, SUNSET BEACH, NC 28468
Document Number	5629001169
Book / Page	5629 / 1169
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 37TH ST, SUNSET BEACH, NC 28468

Mortgage

Document Number	5629001169,
Date	Sep 9, 2026
Book Page	5629/1169

Lender

Name	COASTAL CAROLINA NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	406 37TH ST, SUNSET BEACH, NC 28468
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046891263
Date	Aug 25, 2021
Book Page	4689/1263

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRUNSWICK NC
Property Address	406 37TH ST, SUNSET BEACH, NC 28468
Document Number	0039810891
Book / Page	003981 / 000891
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 37TH ST SUNSET BEACH NC 28468, SUNSET BEACH, NC 28468

Mortgage

Document Number	0039810891
Date	Nov 6, 2017
Book Page	003981/000891

Lender

Name	COASTAL CAROLINA NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 27, 2017
Property Address	406 37TH ST, SUNSET BEACH, NC 28468
Document Number	0038660576
Book / Page	3866 / 0576
Map Reference	CAB7 PG64-A&64-B
Instrument Date	Jan 20, 2017
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$276.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4819 RIVER HAVEN RD, 4819, PFAFFTOWN, NC 27040-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BULL PINE RD, EAST STROUDSBURG, PA 18301-8803

Mortgage

Document Number	0038660592
Date	Jan 27, 2017
Instrument	3866/0592

Lender

Name	COASTAL CAROLINA NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,370 (-) Land $240,000 Building $676,370	$916,370 (-) Land $240,000 Building $676,370
2025	$4,800.00	$916,370 (-) Land $240,000 Building $676,370	$916,370 (-) Land $240,000 Building $676,370
2023		$916,370 Land $240,000 Building $676,370	$916,370 Land $240,000 Building $676,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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