406 2nd St, Melrose, WI 54642 Property Records

Jackson County property record for 406 2nd St, Melrose, WI 54642

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jul 2026)
Tax Bill$2,303 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN151-0046-0000

Property Details

APN / Parcel Number

Primary APN151-0046-0000

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address406 2ND ST
CityMELROSE
StateWI
Zip54642-7231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 BLK 9 PLAT OF BRISTOL ALSO KNOWN AS THE ORIGINAL PLAT
Legal Range00
Legal Township00
Legal Section00
Legal SubdivisionVILLAGE OF MELROSE
Legal Block9
Legal Lot Number45
JurisdictionJACKSON WI
Township / Civil DivisionMELROSE
Census Block Group3
Census Block3014
Census Tract960400

Owner

406 2nd St is owned and occupied by an individual who bought it in July 2026.

Source: Jackson County records, as of July 17, 2026

Owner of RecordIndividual Name on File
Mailing Address406 2ND ST, MELROSE, WI 54642-7231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer · Conventional Mortgage
CITIZENS STATE BANK/LA CROSSE
Mar 25, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2026 · Amount on File
Deed SaleJul 6, 2026 · Amount on File
Deed Document Number2026424563
Prior Transfer DateMar 25, 2022
Prior Transfer Doc0000408697
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON WI
Recording DateJul 6, 2026
Property Address406 2ND ST, MELROSE, WI 54642-7231
Document Number0000424563
Instrument DateJul 3, 2026
Instrument2026424563
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 2ND ST, MELROSE, WI 54642-7231

Mortgage

Document Number0000424564,
DateJul 6, 2026
Instrument2026424564
Lender
NameCITIZENS STATE BANK/LA CROSSE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON WI
Recording DateMar 25, 2022
Property Address406 2ND ST, MELROSE, WI 54642-7231
Document Number0000408698
Instrument DateMar 25, 2022
Instrument408698
Transaction TypeTransfer
Record UpdatedApr 11, 2023

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 2ND ST, MELROSE, WI 54642-7231

Tax Assessment & Valuation

The 2025 property tax bill for 406 2nd St was $2,303 with a homeowner's exemption.

Source: Jackson County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyJackson County
MunicipalityMelrose Village
Unified School DistrictMelrose-Mindoro School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00 Homeowner's exemption$165,600 Land $13,200 Building $152,400$179,200
2023$90,000 Land $10,900 Building $79,100$142,800
2021$1,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1993–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2016 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATERWORKS
serves 524 people · EPA ID WI6270293
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 2nd St

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