406 2nd St, Lindsay, TX 76250 Property Records

Cooke County property record for 406 2nd St, Lindsay, TX 76250

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,601 sqft · built 2011
Lot Size0.397 acres (17,272 sqft)
Owner2 Individual Names on Record
Tax Bill$9,128 (2026)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2537-000-00016

Property Details

APN / Parcel Number

Primary APN2537-000-00016
Alternative APN
  • 69300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,601 sqft Living Area
Gross Area3,696 sqft
1st Floor Area2,601 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area17,272 sqft (0.397 acres)
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2537-000-00016
Street Address406 2ND ST
CityLINDSAY
StateTX
Zip76250-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEU ESTATES; LOT 16
Legal SubdivisionNEU ESTATES
Legal Lot Number16
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1119
Census Tract200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 2ND ST, LINDSAY, TX 76250-2705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2006
Deed SaleApr 18, 2006
Deed Document Number200613573
Deed Book / Page1425 / 89
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address406 2ND ST, LINDSAY, TX 76250-2705
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyHOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2256/418
DateMay 1, 2019
Book Page2256/418
Instrument2019-91679
Lender
NameFIRST STATE BANK
TypeBank
AddressDENTON, TX 76201
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2034

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityLindsay City
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,128.00 (+14.66%) Homeowner's exemption$504,813 (-1.81%) Land $72,465 Building $432,348$504,813 (-1.81%) Land $72,465 Building $432,348
2025$7,961.00 (-0.04%) Homeowner's exemption$514,112 (+14.51%) Land $72,465 Building $441,647$514,112 (+6.4%) Land $72,465 Building $441,647
2024$7,964.00 (+8.18%)
2023$448,982 Land $61,654 Building $421,536$483,190 Land $61,654 Building $421,536
2022$7,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1981–2007)
Claims Outside the SFHA3 of 24
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDSAY
serves 1,050 people · EPA ID TX0490003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink.

Nearby Properties on 2nd St

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