406 2nd St E, South Point, OH 45680 Property Records

Lawrence County property record for 406 2nd St E, South Point, OH 45680

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,780 sqft · built 1987
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Feb 2023)
Tax Bill$1,998 (2024)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN07-044-1000.000

Property Details

APN / Parcel Number

Primary APN07-044-1000.000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,060 sqft
Upper Floors Area720 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialFrame Aluminum/Brick
Construction TypeFrame
Foundation TypeRaised
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area72 sqft
PorchOpen Frame Porch
Porch Area108 sqft
Deck Area16 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address406 2ND ST E
CitySOUTH POINT
StateOH
Zip45680-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-00-00 37 SOUTH POINT 0000.00A
Legal SubdivisionSOUTH POINT
Legal Lot Number37,38
JurisdictionLAWRENCE OH
Township / Civil DivisionFAYETTE
Census Block Group3
Census Block3017
Census Tract51001

Owner

Source: Lawrence County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 2ND ST E, SOUTH POINT, OH 45680-9445
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2026Deed, Transfer · Line of Credit
NEW WAVE LENDING GROUP INC
Feb 6, 2023Warranty Deed, Transfer · Commercial Mortgage
MEMBERS CHOICE CU
Feb 1, 2023Affidavit of Death of Joint Tenant, Transfer
Sep 4, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Sep 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleJul 5, 2011 · Amount on Record
Deed Document Number2023570
Deed Book / Page1170 / 403
Prior Transfer DateJan 26, 2023
Prior Transfer Doc0000000482
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionLAWRENCE OH
Recording DateOct 15, 2026
Property Address406 2ND ST E, SOUTH POINT, OH 45680-9445
Document Number0000005532
Book / Page1335 / 400
Instrument DateSep 15, 2026
Instrument20265532
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$115,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005533,
DateOct 15, 2026
Instrument20265533
Lender
NameNEW WAVE LENDING GROUP INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE OH
Recording DateFeb 6, 2023
Property Address406 2ND ST E, SOUTH POINT, OH 45680-9445
Document Number0000000570
Book / Page1170 / 403
Instrument DateJan 27, 2023
Instrument2023-00000570
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address406 2ND ST E, SOUTH POINT, OH 45680-9445

Mortgage

Document Number0000000571
DateFeb 6, 2023
Instrument2023-00000571
Lender
NameMEMBERS CHOICE CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term396 Months
DueFeb 17, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year T-Bill
Max Rate10%

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAWRENCE OH
Recording DateFeb 1, 2023
Property Address406 2ND ST E, SOUTH POINT, OH 45680-9445
Document Number0000000482
Book / Page1169 / 728
Instrument DateJan 17, 2023
Instrument2023-00000482
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAWRENCE OH
Recording DateSep 4, 2020
Property Address406 2ND ST E, SOUTH POINT, OH 45680-9445
Document Number0000005512
Book / Page001048 / 000531
Instrument DateAug 26, 2020
Instrument5512
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 2ND ST E SOUTH POINT OH 456809445, SOUTH POINT, OH 45680-9445

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE OH
Recording DateSep 4, 2020
Property Address406 2ND ST E, SOUTH POINT, OH 45680-9445
Document Number0000005513
Book / Page001048 / 000535
Instrument DateAug 26, 2020
Instrument5513
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 2ND ST E SOUTH POINT OH 456809443, SOUTH POINT, OH 45680-9443

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyLawrence County
County SubdivisionFayette Township
MunicipalitySouth Point Village
Unified School DistrictSouth Point Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,940 (+2%) Land $3,962 Building $61,978$188,400 (+2%) Land $11,320 Building $177,080
2024$1,998.00 (+3.68%)
2023$1,927.00 (+0.26%)$54,950 (-) Land $3,300 Building $51,650
2022$1,922.00$54,950 Land $3,300 Building $51,650$157,000 Land $9,430 Building $147,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH POINT VILLAGE
serves 4,133 people · EPA ID OH4401212
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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