406 280th St, Osceola, WI 54020 Property Records

Polk County property record for 406 280th St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-00209-0140`

Property Details

APN / Parcel Number

Primary APN	`022-00209-0140`

Exterior

Lot Area	131,116 sqft (3.01 acres)

Location & Zoning

Street Address	406 280TH ST
City	OSCEOLA
State	WI
Zip	54020-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CSM #4419 V19 PG 200 A DIV LOT 1 CSM #3643 V16 PG 156 LOC IN SW SW
Legal Lot Number	4
Jurisdiction	POLK WI
Township / Civil Division	FARMINGTON
Census Block Group	2
Census Block	2016
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	406 280TH ST, OSCEOLA, WI 54020-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jan 17, 2013	Deed of Trust, Mortgage ROYAL CREDIT UNION
Apr 23, 2012	Warranty Deed, Transfer ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2012
Deed Sale	Apr 23, 2012
Deed Document Number	795151
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	406 280TH ST, OSCEOLA, WI 54020-4013
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000905688
Date	Feb 1, 2022
Instrument	905688

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	406 280TH ST, OSCEOLA, WI 54020-4013
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805258
Date	Jan 17, 2013
Instrument	805258

Lender

Name	ROYAL CREDIT UNION
Address	200 RIVERFRONT TER, EAU CLAIRE, WI 54703

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Apr 23, 2012
Property Address	406 280TH ST, OSCEOLA, WI 54020-4013
Document Number	0000795151
Instrument Date	Feb 27, 2012
Instrument	795151
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795152
Date	Apr 23, 2012
Instrument	795152

Lender

Name	ROYAL CREDIT UNION
Address	200 RIVERFRONT TER, EAU CLAIRE, WI 54703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Farmington Town
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,325.00 (+3.08%) Homeowner's exemption	$447,600 (+0.38%) Land $46,100 Building $401,500	$549,600 (+15.8%) Land $56,605 Building $492,995
2023	$5,166.00	$445,900 Land $46,100 Building $399,800	$474,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 280th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures