406 27th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 406 27th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$2,688 (2026)
Deeds & Mortgages	Dec 2025 Transfer May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-45463-0006`

Property Details

APN / Parcel Number

Primary APN	`82-45463-0006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	42 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	406 27TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 016 BLK 019 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTRAL PARK ADD
Legal Block	19
Legal Lot Number	16
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1012
Census Tract	601

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 27TH AVE N, SAINT CLOUD, MN 56303-3744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Quit Claim Deed, Transfer Quitclaim
May 25, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	20211603875
Last Transfer Date	Nov 21, 2025
Transfer Doc	0001704339
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 3, 2025
Property Address	406 27TH AVE N, SAINT CLOUD, MN 56303-3744
Document Number	00A1704338
Instrument Date	Nov 21, 2025
Instrument	A1704338
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 27TH AVE N, SAINT CLOUD, MN 56303-3744

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 25, 2021
Property Address	406 27TH AVE N, SAINT CLOUD, MN 56303-3744
Document Number	00A1603875
Instrument Date	May 18, 2021
Instrument	A1603875
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 27TH AVE N, SAINT CLOUD, MN 56303-3744

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,688.00 (+10.8%)	$205,700 (-) Land $25,000 Building $180,700	$205,700 (-) Land $25,000 Building $180,700
2025	$2,426.00 (+10.27%) Homeowner's exemption	$205,700 (-) Land $25,000 Building $180,700	$205,700 (-) Land $25,000 Building $180,700
2023	$2,200.00	$205,700 Land $25,000 Building $180,700	$205,700 Land $25,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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