406 22nd Ave W, Polson, MT 59860 Property Records

Lake County property record for 406 22nd Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 2004
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$502,873 (Apr 2024)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R159143`

Property Details

APN / Parcel Number

Primary APN	`R159143`
Alternative APNs	`15-3228-09-3-11-07-0000` `0000007995`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007995
Street Address	406 22ND AVE W
City	POLSON
State	MT
Zip	59860-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	WOODBINE ESTATES, S09, T22 N, R20 W, BLOCK 4, LOT 17, ACRES 0.208
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	WOODBINE ESTATES
Legal Block	4
Legal Lot Number	17
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1162
Census Tract	940306

Owner

406 22nd Ave W is owned and occupied by two individuals who bought it in April 2024.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 22ND AVE W, POLSON, MT 59860-4055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 9, 2022	Transfer on Death Deed, Transfer
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	2024610368
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	0000596635
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 22, 2024
Property Address	406 22ND AVE W, POLSON, MT 59860-4055
Document Number	0000610368
Instrument Date	Apr 18, 2024
Instrument	610368
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, FT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32659 EMORY RD, RONAN, MT 59864-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 22ND AVE W, POLSON, MT 59860-4055

Mortgage

Document Number	0000610369
Date	Apr 22, 2024
Instrument	610369

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Mar 9, 2022
Property Address	406 22ND AVE W, POLSON, MT 59860-4055
Document Number	0000596635
Instrument Date	Mar 9, 2022
Instrument	596635
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32659 EMORY RD, RONAN, MT 59864-9011

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 22, 2021
Property Address	406 22ND AVE W, POLSON, MT 59860-4055
Document Number	0000587766
Instrument Date	Apr 20, 2021
Instrument	587766
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 22ND AVE W, POLSON, MT 59860-4056

Mortgage

Document Number	0000587767
Date	Apr 22, 2021
Instrument	587767

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 406 22nd Ave W was $1,550, down 15% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (-15.02%)	$373,300 (-)
2025	$1,824.00	$373,300	$373,300 Land $49,477 Building $323,823
2023	$2,332.00	$286,300	$286,300 Land $38,096 Building $248,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 22nd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 22nd Ave W is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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