406 20th St W, Bradenton, FL 34205 Property Records

Manatee County property record for 406 20th St W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,598 sqft · built 1940
Lot Size	0.422 acres (18,370 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Nov 2019)
Tax Bill	$9,201 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33774-0000-1`

Property Details

APN / Parcel Number

Primary APN	`33774-0000-1`
Alternative APN	`3417273377400001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,370 sqft (0.422 acres)
Lot Dimensions	110 ft deep x 167 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Porch	Screened Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	406 20TH ST W
City	BRADENTON
State	FL
Zip	34205-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_UV
Legal Description	LOT 2 & S 32 FT OF LOT 3 RIVERSIDE COURT; ALSO LOT 26 LA RIVIERA COURT PI#33774.0000/1
Legal Range	17E
Legal Township	34S
Legal Section	27
Legal Subdivision	RIVERSIDE COURT
Legal Tract	03377100
Legal Lot Number	2
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3011
Census Tract	1202

Owner

406 20th St W is owned and occupied by an individual who bought it in November 2019.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	406 20TH ST W, BRADENTON, FL 34205-5412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	2019116159
Deed Book / Page	2813 / 2650
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	0023071540
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 19, 2019
Property Address	406 20TH ST W, BRADENTON, FL 34205-5412
Document Number	0028132650
Book / Page	002813 / 002650
Instrument Date	Nov 15, 2019
Instrument	41116159
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 20TH ST W BRADENTON FL 342055412, BRADENTON, FL 34205-5412

Mortgage

Document Number	28132652
Date	Nov 19, 2019
Book Page	002813/002652
Instrument	41116160

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 406 20th St W was $9,201, up 4.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,305 (+2.6%) Land $140,760 Building $367,545	$508,305 (-) Land $140,760 Building $367,545
2025	$9,201.00 (+4.32%) Senior Citizen's exemption	$495,422	$508,305 Land $140,760 Building $367,545
2024	$8,820.00 (+3.76%)
2023	$8,500.00 (+10.68%)	$530,062 (+14.66%) Land $140,760 Building $389,302	$530,062 (+14.66%) Land $140,760 Building $389,302
2022	$7,680.00	$462,294 Land $138,000 Building $324,294	$462,294 Land $138,000 Building $324,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 20th St W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	111 (1981–2024)
Claims Outside the SFHA	6 of 111
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 40 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 20th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20