Benton County property record for 406 1st St, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.116 acres (5,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (May 2010) |
| Tax Bill | $1,190 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 09003850 |
| Primary APN | 09003850 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 508 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,062 sqft (0.116 acres) |
| Lot Dimensions | 75 ft deep x 67.5 ft wide |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 15 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 1ST ST |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE E 67.50' LOT 10 & E 67.50' OF S 1/2 LOT 11 BLK 5 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 5 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 960600 |
406 1st St is owned and occupied by an individual who bought it in May 2010.
Source: Benton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 1ST ST, KEYSTONE, IA 52249-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2010 · Amount on File |
| Deed Sale | May 19, 2010 · Amount on File |
| Deed Book / Page | 10 / 1898 |
| Prior Transfer Date | May 18, 2010 |
| Prior Transfer Doc | 00010/1898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 406 1ST ST, KEYSTONE, IA 52249-9701 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201162 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 20-1162 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Apr 1, 2025 |
The 2026 property tax bill for 406 1st St was $1,190 with a homeowner's exemption, down 6% from the year before.
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,190.00 (-6%) | $114,700 (-) Land $14,600 Building $100,100 | $114,700 (-) Land $14,600 Building $100,100 |
| 2025 | $1,266.00 Homeowner's exemption | $114,700 Land $14,600 Building $100,100 | $114,700 Land $14,600 Building $100,100 |
| 2024 | $1,266.00 | ||
| 2023 | $115,900 (+27.5%) Land $14,300 Building $101,600 | $115,900 Land $14,300 Building $101,600 | |
| 2022 | $1,100.00 Homeowner's exemption | $90,900 Land $11,400 Building $79,500 | |
| 2021 | $90,900 Land $11,400 Building $79,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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