406 11th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 406 11th Ave, Two Harbors, MN 55616 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	830 sqft Gross Area
Garage	624 sqft
Occupancy	Owner Occupied
Last Sale	$273,000 (2025)
Tax Bill	$1,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-7663-63020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	830 sqft Gross Area
Stories	2 Stories
Utility Area	48 sqft Utility Area
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage
Pool Type	Pool with Hot Tub/Spa Pool Type
Deck Area	16 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	406 11TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1347
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 63
Legal Block	63
Legal Lot Number	2
Jurisdiction	LAKE MN
Minor Civil Division	TWO HARBORS
Census Blockgroup	1
Census Block	1073
Census Tract	370400

Owner

Source: Lake County records · APN 23-7663-63020

Assessment roll updated February 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Stand Alone Refinance LAKE BANK
Oct 09, 2009	Deed of Trust, Mortgage ARROWHEAD ECONOMIC OPPURTUNITY AGENCY
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
May 11, 2021	Warranty Deed, Transfer · Stand Alone First Mortgage NORTH SHORE FEDERAL CREDIT UNION
Jul 07, 2020	Warranty Deed, Transfer · Stand Alone Refinance LAKE BANK
Sep 20, 2017	Warranty Deed, Transfer
Sep 20, 2017	Administrator's Deed, Transfer
Sep 20, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Doc Number	A000207079
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000191959
Date	Jun 11, 2019
Instrument	A000191959

Lender

Name	LAKE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000170252
Date	Oct 09, 2009
Instrument	A000170252

Lender

Name	ARROWHEAD ECONOMIC OPPURTUNITY AGENCY
Type	Non-Lending Institution
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Oct 13, 2025
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000207079
Instrument Date	Oct 09, 2025
Instrument	A000207079
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 11TH AVE, TWO HARBORS, MN 55616-1347

Mortgage

Document Number	A000207080
Date	Oct 13, 2025
Instrument	A000207080

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	May 11, 2021
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000197301
Instrument Date	May 07, 2021
Instrument	A000197301
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 11TH AVE, TWO HARBORS, MN 55616-1347

Mortgage

Document Number	A000197302
Date	May 11, 2021
Instrument	A000197302

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 07, 2026
Max Rate At Change	1%
Index	Other
Margin	1

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 07, 2020
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000194368
Instrument Date	Jun 04, 2020
Instrument	A000194368
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 11TH AVE, TWO HARBORS, MN 55616-1347

Mortgage

Document Number	A000194432
Date	Jul 15, 2020
Instrument	A000194432

Lender

Name	LAKE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 20, 2017
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000188374
Instrument Date	Aug 08, 2017
Instrument	A000188374
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common

September 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LAKE MN
Recording Date	Sep 20, 2017
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000188372
Instrument Date	Aug 08, 2017
Instrument	A000188372
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$435.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE MN
Recording Date	Sep 20, 2017
Property Address	406 11TH AVE, TWO HARBORS, MN 55616-1347
Document Number	A000188373
Instrument Date	Aug 07, 2017
Instrument	A000188373
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$239,100 (+4.59%) Land $20,700 Building $218,400	$239,100 (+4.59%) Land $20,700 Building $218,400
2023		$228,600 Land $18,800 Building $209,800	$228,600 Land $18,800 Building $209,800

406 11th Ave, Two Harbors, MN 55616 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Administrator's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Affidavit of Death of Joint Tenant, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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