Ramsey County property record for 406 10th St NW, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.513 acres (22,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Jul 2022) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Jul 2008 Mortgage Jun 2007 Mortgage + 1 more |
| APN | 39180600076001 |
| Primary APN | 39180600076001 |
|---|
| Lot Area | 22,373 sqft (0.513 acres) |
|---|
| Street Address | 406 10TH ST NW |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 22-23 BLK 7 ROUNDHOUSE SUBDIVISION |
| Legal Subdivision | ROUNDHOUSE SUBDIVISION |
| Legal Block | 7 |
| Legal Lot Number | 22-23 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 957800 |
406 10th St NW is owned and occupied by an individual who bought it in July 2022.
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 10TH ST NW, DEVILS LAKE, ND 58301-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2008 | Deed of Trust, Mortgage WESTERN STATE BANK |
| Jun 13, 2007 | Deed of Trust, Mortgage WESTERN STATE BANK |
| Jul 27, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Deed Document Number | 2022279458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 406 10TH ST NW, DEVILS LAKE, ND 58301-2047 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000243553 |
|---|---|
| Date | Jul 1, 2008 |
| Instrument | 243553 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Jun 15, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 406 10TH ST NW, DEVILS LAKE, ND 58301-2047 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000240779 |
|---|---|
| Date | Jun 13, 2007 |
| Instrument | 240779 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Jul 4, 2012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 27, 2022 |
| Property Address | 406 10TH ST NW, DEVILS LAKE, ND 58301-2047 |
| Document Number | 0000279458 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 279458 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 10TH ST NW, DEVILS LAKE, ND 58301-2047 |
| Document Number | 0000279459 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 279459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 406 10th St NW was $2,837, down 32.9% from the year before.
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,837.00 (-32.9%) | $134,850 Land $13,850 Building $121,000 | $269,700 Land $27,700 Building $242,000 |
| 2024 | $4,228.00 (+22.2%) | ||
| 2023 | $3,460.00 | $114,500 Land $10,900 Building $103,600 | $229,000 Land $21,800 Building $207,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 406 10th St NW; there have been 129 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 129 (1979–2011) |
| Claims Outside the SFHA | 31 of 129 |
| Most Recent Claim | May 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 10th St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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