406 10th St, Bakersfield, CA 93304 Property Records

Kern County property record for 406 10th St, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1938
Lot Size	0.199 acres (8,658 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2026)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-513-23-00-9`

Property Details

APN / Parcel Number

Primary APN	`009-513-23-00-9`
Alternative APNs	`009-513-23-5` `0095132300` `00951323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	8,658 sqft (0.199 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	009513235
Street Address	406 10TH ST
City	BAKERSFIELD
State	CA
Zip	93304-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY CAPK2 , BLOCK 9 , LOT 22
Legal Subdivision	CALIFORNIA AVENUE PARK
Legal Tract	2
Legal Block	9
Legal Lot Number	22
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1012
Census Tract	2001

Owner

406 10th St is owned and occupied by two individuals who bought it in April 2026.

Source: Kern County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 10TH ST, BAKERSFIELD, CA 93304-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 23, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Document Number	202645713
Prior Transfer Date	Nov 9, 2010
Prior Transfer Doc	0000000424
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	406 10TH ST, BAKERSFIELD, CA 93304-1625
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 10TH ST, BAKERSFIELD, CA 93304-1625

Mortgage

Document Number	0000060049
Date	May 23, 2023
Instrument	223060049

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Nov 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	406 10TH ST, BAKERSFIELD, CA 93304-1625
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 10TH ST, BAKERSFIELD, CA 93304-1625

Mortgage

Document Number	0000113578
Date	Sep 19, 2024
Instrument	224113578

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Nov 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 23, 2026
Property Address	406 10TH ST, BAKERSFIELD, CA 93304-1625
Document Number	0000045713
Instrument Date	Apr 3, 2026
Instrument	202645713
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,663.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 10TH ST, BAKERSFIELD, CA 93304-1625

Mortgage

Document Number	0000045714,
Date	Apr 23, 2026
Instrument	202645714

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 406 10th St was $4,975, up 0.8% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$159,355 (+2%) Land $49,031 Building $110,324
2025	$4,975.00 (+0.77%)	$156,231 Land $48,070 Building $108,161
2024	$4,937.00 (+1.13%)
2023	$4,882.00 (+1.27%)	$150,166 Land $46,204 Building $103,962
2022	$4,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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