Riverside County property record for 40598 Terraza Dr, Palm Desert, CA 92260
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,300 sqft · built 1999 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jun 2014) |
| Tax Bill | $5,130 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 622-322-065 |
| Primary APN | 622-322-065 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 2,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40598 TERRAZA DR |
|---|---|
| City | PALM DESERT |
| State | CA |
| Zip | 92260-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1010 |
| Legal Description | .18 ACRES IN POR LOT 24 MB 224/028 TR 24254-2 |
| Legal Tract | 24254-2 |
| Legal Lot Number | 24 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | CATHEDRAL CITY-PALM DESERT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 44929 |
40598 Terraza Dr is owned and occupied by an individual who bought it in June 2014.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40598 TERRAZA DR, PALM DESERT, CA 92260-2355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit AEROSPACE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2014 · Amount on File |
| Deed Sale | Jun 2, 2014 · Amount on File |
| Prior Sale | Sep 27, 2000 · Amount on File |
| Deed Document Number | 2014201792 |
| Prior Transfer Date | May 27, 2014 |
| Prior Transfer Doc | 0000201791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 40598 TERRAZA DR, PALM DESERT, CA 92260-2355 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | FIDELITY NATL TTL INLAND EMP |
| Name | Verified Name |
|---|---|
| Address | 40598 TERRAZA DR, PALM DESERT, CA 92260-2355 |
| Document Number | 0000421330 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020-0421330 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 40598 TERRAZA DR, PALM DESERT, CA 92260-2355 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 40598 TERRAZA DRIVE, LOS ANGELES, CA 90009 |
| Document Number | 0000403634 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-0403634 |
| Name | AEROSPACE FCU |
|---|---|
| Type | Credit Union |
| Address | EL SEGUNDO, CA 90245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 40598 Terraza Dr was $5,130.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Palm Desert City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,833 (+2%) Land $183,054 Building $165,779 | ||
| 2025 | $5,130.00 | $341,994 Land $179,465 Building $162,529 | |
| 2023 | $4,831.00 (+3.8%) | $328,717 Land $172,498 Building $156,219 | |
| 2022 | $4,654.00 | ||
| 2021 | $588,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40598 Terraza Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40598 Terraza Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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