40591 W Christopher Dr, Maricopa, AZ 85138 Property Records

Pinal County property record for 40591 W Christopher Dr, Maricopa, AZ 85138

Property Summary

Property Type	Single Family Home
Details	2,205 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`512-39-683`

Property Details

APN / Parcel Number

Primary APN	`512-39-683`
Alternative APNs	`512-39-6830` `5123968306`

Interior

Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	2,205 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Wood
Roof Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	40591 W CHRISTOPHER DR
City	MARICOPA
State	AZ
Zip	85138-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH FARMS PARCEL 10 LOT 55
Legal Range	03E
Legal Township	04S
Legal Section	25
Legal Subdivision	SMITH FARMS
Legal Lot Number	55
Jurisdiction	PINAL AZ
Township / Civil Division	MARICOPA-STANFIELD
Census Block Group	1
Census Block	1045
Census Tract	1713

Owner

40591 W Christopher Dr is owned and occupied by two individuals who acquired it in February 2023.

Source: Pinal County records, as of July 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Feb 13, 2023	Intrafamily Transfer, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Feb 28, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Feb 28, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023
Deed Sale	Feb 13, 2023
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202310036
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0000010036
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925

Mortgage

Document Number	0000146090
Date	Nov 17, 2021
Instrument	2021-146090

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Feb 13, 2023
Property Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925
Document Number	0000010036
Map Reference	CAB F SL 123
Instrument Date	Feb 8, 2023
Instrument	2023-010036
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	IN TITLE, FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925

Mortgage

Document Number	0000010037
Date	Feb 13, 2023
Instrument	2023-010037

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINAL AZ
Recording Date	Feb 28, 2020
Property Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925
Document Number	0000019008
Instrument Date	Feb 25, 2020
Instrument	19008
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40591 W CHRISTOPHER DR MARICOPA AZ 851385925, MARICOPA, AZ 85138-5925

Mortgage

Document Number	19009
Date	Feb 28, 2020
Instrument	19009

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Mortgage

Document Number	19010,
Date	Feb 28, 2020
Instrument	19010

Lender

Name	ARIZONA IND'L DEV AUTH
Address	SCOTTSDALE, AZ 85253

Agreement

Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Feb 28, 2020
Property Address	40591 W CHRISTOPHER DR, MARICOPA, AZ 85138-5925
Document Number	0000019007
Instrument Date	Feb 25, 2020
Instrument	19007
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10429 S SIST ST #100 PHOENIX AZ 85044, 100, PHOENIX, AZ 85044

Tax Assessment & Valuation

The 2025 property tax bill for 40591 W Christopher Dr was $2,301, up 3.6% from the year before.

Source: Pinal County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Maricopa City
Unified School District	Maricopa Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$30,138 (-0.1%) Land $5,750 Building $24,388	$301,379 (-0.1%) Land $57,499 Building $243,880
2026		$30,167 (+4.56%) Land $5,750 Building $24,417	$301,669 (+4.56%) Land $57,499 Building $244,170
2025	$2,301.00 (+3.56%)	$28,850 (-16.73%)	$288,500 (-16.73%) Land $57,499 Building $231,001
2024	$2,222.00 (+2.68%)	$34,646 Land $7,427 Building $27,219	$346,463 Land $74,270 Building $272,193
2023	$2,164.00 (+2.95%)
2022	$2,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40591 W Christopher Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40591 W Christopher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO private · serves 84,000 people · EPA ID AZ0411131
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	62 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Antietam Cable Cable	1,000 / 50
Cox Communications Fiber	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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