40590 Kinsale Pl, Indio, CA 92203 Property Records

Riverside County property record for 40590 Kinsale Pl, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,517 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2015)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`692-310-027`

Property Details

APN / Parcel Number

Primary APN	`692-310-027`
Alternative APN	`679560027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,517 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	2,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40590 KINSALE PL
City	INDIO
State	CA
Zip	92203-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.26 ACRES IN LOT 42 MB 360/001 TR 31026-5
Legal Subdivision	TRACT NO 31026 5
Legal Tract	31026-5
Legal Lot Number	42
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	45306

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40590 KINSALE PL, INDIO, CA 92203-3085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Jun 22, 2005 · Amount on Record
Deed Document Number	2015523410
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40590 KINSALE PL, INDIO, CA 92203-3085

Mortgage

Document Number	0000009266
Date	Jan 6, 2022
Instrument	2022-0009266

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	92926

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40590 KINSALE PL, INDIO, CA 92203-3085

Mortgage

Document Number	0000392352
Date	Jun 29, 2021
Instrument	2021-0392352

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092155
Date	Mar 12, 2018
Instrument	2018-0092155

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142427
Date	Apr 25, 2019
Instrument	2019-0142427

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40590 KINSALE PL, INDIO, CA 92203-3085

Mortgage

Document Number	0000402047
Date	Aug 28, 2020
Instrument	2020-0402047

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40590 KINSALE PL, INDIO, CA 92203-3085
Document Number	0000495838
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40590 KINSALE PL INDIO CA 922033085, INDIO, CA 92203-3085

Mortgage

Document Number	0000495838
Date	Dec 2, 2019
Instrument	495838

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,743 (+2%) Land $108,669 Building $329,074
2025	$8,257.00 (+4.78%) Homeowner's exemption	$429,161 (+4.77%) Land $106,539 Building $322,622
2023	$7,880.00 (+2.31%) Homeowner's exemption	$409,613 Land $102,402 Building $307,211
2022	$7,702.00
2021			$465,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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