4059 Lynn St, Charlotte, MI 48813 Property Records

Eaton County property record for 4059 Lynn St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1 ba · 934 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2023)
Tax Bill	$620 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06003240004500`

Property Details

APN / Parcel Number

Primary APN	`06003240004500`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	934 sqft Living Area
1st Floor Area	654 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4059 LYNN ST
City	CHARLOTTE
State	MI
Zip	48813-8895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 6 & 7, BLOCK 5. FIRST ADDITION VILLAGE OF CHESTER SEC. 32, T3N,R5W. CHESTER TOWNSHIP
Legal Range	05W
Legal Township	03N
Legal Section	32
Legal Subdivision	FIRST ADD
Legal Block	5
Legal Lot Number	6-7
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1085
Census Tract	20602

Owner

4059 Lynn St is owned and occupied by two individuals who bought it in August 2023.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage NA CAPITAL GROUP LLC
Dec 16, 2022	Warranty Deed, Transfer · Line of Credit ADVIA CU
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit EATON FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Book / Page	3060 / 362
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	2229/0934
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 9, 2023
Property Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895
Document Number	003060/362
Book / Page	3060 / 362
Map Reference	LB 1 PG 60
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 S ROUND LAKE DR, CALEDONIA, MI 49316-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895
Investor	Possibly a Property Investor

Mortgage

Document Number	0030600300
Date	Aug 9, 2023
Instrument	3060-0300

Lender

Name	NA CAPITAL GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

Mortgage

Document Number	003060/317
Date	Aug 9, 2023
Book Page	3060/317

Lender

Name	NA CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	CALEDONIA, MI 49316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Sep 1, 2023

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 16, 2022
Property Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895
Document Number	03032/1132
Book / Page	3032 / 1132
Map Reference	LB 1 PG 60
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	IRONGATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S ROUND LAKE DR, CALEDONIA, MI 49316-9632
Investor	Possibly a Property Investor

Mortgage

Document Number	0030321240
Date	Dec 16, 2022
Instrument	3032-1240

Lender

Name	ADVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4059 LYNN ST, CHARLOTTE, MI 48813-8895
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2792/0028
Date	Jul 8, 2019
Book Page	2792/0028

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4059 Lynn St was $620 with a homeowner's exemption, up 3.7% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,300 (+3.72%)	$44,600 (+3.72%)
2025	$620.00 (+3.68%) Homeowner's exemption	$21,500	$43,000
2024	$598.00
2023		$17,400	$34,800
2022	$622.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4059 Lynn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4059 Lynn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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