4059 E Emory Ln, Ontario, CA 91761 Property Records

San Bernardino County property record for 4059 E Emory Ln, Ontario, CA 91761

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,728 sqft · built 2013
Lot Size	0.051 acres (2,222 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Nov 2017)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0218-952-72-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-952-72-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	668 sqft
2nd Floor Area	1,060 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	2,222 sqft (0.051 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4059 E EMORY LN
City	ONTARIO
State	CA
Zip	91761
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LOT 2 TOGETHER WITH EASTERLY 4.40 FT OF LOT 1 BOTH TRACT 17563 EXCEPTING THEREFROM THE ELY 3.20 FT OF LOT 2
Legal Subdivision	TRACT NO 17563
Legal Tract	17563
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3006
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4059 E EMORY LN, ONTARIO, CA 91761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 9, 2017	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Prior Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	2017472976
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4059 E EMORY LN, ONTARIO, CA 91761
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4059 E EMORY LN, ONTARIO, CA 91761-2659

Mortgage

Document Number	0000305616
Date	Jul 7, 2021
Instrument	2021-0305616

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 9, 2017
Property Address	4059 E EMORY LN, ONTARIO, CA 91761
Document Number	0000472976
Map Reference	MB328 PG1-4
Instrument Date	Sep 12, 2017
Instrument	2017-0472976
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4059 E EMORY LN, ONTARIO, CA 91761

Mortgage

Document Number	0000472977
Date	Nov 9, 2017
Instrument	2017-0472977

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,643 (+2%) Land $168,285 Building $313,358
2025	$6,364.00 (+3.08%) Homeowner's exemption	$472,199 (+4.04%) Land $164,985 Building $307,214
2023	$6,174.00 (+0.96%) Homeowner's exemption	$453,862 Land $158,578 Building $295,284
2022	$6,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Inyo Networks, T-Mobile.

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