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4059 Alto St, Oceanside, CA 92056 Property Records

San Diego County property record for 4059 Alto St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,480 sqft · built 1970
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jun 2016)
Tax Bill$6,929 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN168-080-11-00

Property Details

APN / Parcel Number

Primary APN168-080-11-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,480 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area9,600 sqft (0.22 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4059 ALTO ST
CityOCEANSIDE
StateCA
Zip92056-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 83 TR 006388
Legal SubdivisionMIRA COSTA MESA
Legal Tract006388
Legal Block1
Legal Lot Number83
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1022
Census Tract19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4059 ALTO ST, OCEANSIDE, CA 92056-4601
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
May 15, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Prior SaleSep 9, 1988 · Amount on File
Deed Document Number2016276999
Prior Transfer DateJun 3, 2016
Prior Transfer Doc0000374638
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4059 ALTO ST, OCEANSIDE, CA 92056-4601
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4059 ALTO ST, OCEANSIDE, CA 92056-4601

Mortgage

Document Number0000217496
DateMay 20, 2022
Instrument2022-0217496
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term350 Months
DueJul 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4059 ALTO ST, OCEANSIDE, CA 92056-4601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000183644
DateMay 15, 2019
Instrument2019-0183644
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$650,474 (+2%) Land $168,216 Building $482,258
2025$6,929.00 (+4.07%)$637,720 (+4.04%) Land $164,918 Building $472,802
2023$6,658.00 (+1.57%)$612,959 Land $158,515 Building $454,444
2022$6,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies123 units insured
incl. 92 condo units
Nearby Flood Claims3 (1993–2025)
Most Recent ClaimMar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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