40581 Calle Estela, Indio, CA 92203 Property Records

Riverside County property record for 40581 Calle Estela, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,170 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$559,000 (Aug 2006)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer
Flood Zone	Zone D (undetermined)
APN	`691-480-029`

Property Details

APN / Parcel Number

Primary APN	`691-480-029`
Alternative APN	`679941012`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,170 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	3,170 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40581 CALLE ESTELA
City	INDIO
State	CA
Zip	92203-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.25 ACRES M/L IN LOT 195 MB 388/045 TR 32390-1
Legal Subdivision	TRACT 32390 1
Legal Tract	32390-1
Legal Lot Number	195
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	45216

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40581 CALLE ESTELA, INDIO, CA 92203-7572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Nov 9, 2020	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2006 · Amount on Record
Deed Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	2006614400
Last Transfer Date	Nov 3, 2020
Transfer Doc	0000551287
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 9, 2020
Property Address	40581 CALLE ESTELA, INDIO, CA 92203-7572
Document Number	0000551287
Map Reference	MB 388 PG 45-56
Instrument Date	Nov 3, 2020
Instrument	2020-0551287
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40581 CALLE ESTELA, INDIO, CA 92203-7572

Mortgage

Document Number	0000551288
Date	Nov 9, 2020
Instrument	2020-0551288

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 9, 2020
Property Address	40581 CALLE ESTELA, INDIO, CA 92203-7572
Document Number	0000551289
Map Reference	MB 388 PG 45-56
Instrument Date	Oct 29, 2020
Instrument	2020-0551289
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40581 CAILE ESTEA, INDIO, CA 92203

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,007 (+2%) Land $131,305 Building $374,702
2025	$7,646.00 (+2.77%) Homeowner's exemption	$496,086 (+4.04%) Land $128,731 Building $367,355
2023	$7,440.00 (+3.43%) Homeowner's exemption	$476,824 Land $123,733 Building $353,091
2022	$7,193.00
2021			$578,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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