40580 Charleston St, Temecula, CA 92591 Property Records

Riverside County property record for 40580 Charleston St, Temecula, CA 92591

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,778 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
Owner2 Trust Names on File
Last Sale$560,000 (Sep 2020)
Tax Bill$8,203 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN916-441-034

Property Details

APN / Parcel Number

Primary APN916-441-034

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,778 sqft Living Area
Gross Area3,486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Construction TypeWood
Roof MaterialTile
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area637 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address40580 CHARLESTON ST
CityTEMECULA
StateCA
Zip92591-7544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.12 ACRES M/L IN LOT 40 MB 355/027 TR 30667-3
Legal SubdivisionTRACT NO 30667 3
Legal Tract30667-3
Legal Lot Number40
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2017
Census Tract49600

Owner

40580 Charleston St is owner-occupied and held in a trust since September 2020.

Source: Riverside County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address40580 CHARLESTON ST, TEMECULA, CA 92591-7544
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 14, 2020Deed of Trust, Transfer · Conventional with PMI
VP PARTNERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on File
Deed SaleSep 16, 2020 · Amount on File
Prior SaleMay 13, 2005 · Amount on File
Deed Document Number2020438634
Prior Transfer DateJul 14, 2010
Prior Transfer Doc0000355686
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 17, 2026
Property Address40580 CHARLESTON ST, TEMECULA, CA 92591-7544
Document Number0000291287
Instrument DateSep 11, 2026
Instrument2026291287
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address40580 CHARLESTON ST, TEMECULA, CA 92591-7544

September 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40580 CHARLESTON ST, TEMECULA, CA 92591-7544
Document Number0000438635
Instrument DateSep 14, 2020
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address40580 CHARLESTON ST TEMECULA CA 925917544, TEMECULA, CA 92591-7544

Mortgage

Document Number0000438635
DateSep 16, 2020
Instrument438635
Lender
NameVP PARTNERS INC
TypeBank
AddressIRVINE, CA 92612
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40580 Charleston St was $8,203.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$618,284 (+2%) Land $138,010 Building $480,274
2025$8,203.00$606,161 Land $135,304 Building $470,857
2023$8,077.00 (+1.7%)$582,624 Land $130,050 Building $452,574
2022$7,942.00
2021$540,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40580 Charleston St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40580 Charleston St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks, Southern California Telephone, Spectrum, Verizon.

Nearby Properties on Charleston St

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