40565 Pebble Beach Cir, Palm Desert, CA 92211 Property Records

Riverside County property record for 40565 Pebble Beach Cir, Palm Desert, CA 92211

Property Summary

Property Type	Condominium
Details	2 bd · 4 ba · 1,177 sqft · built 1981
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Dec 2017)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`632-172-004`

Property Details

APN / Parcel Number

Primary APN	`632-172-004`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,177 sqft Living Area
Gross Area	1,242 sqft
1st Floor Area	1,177 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40565 PEBBLE BEACH CIR
City	PALM DESERT
State	CA
Zip	92211-9273
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CBOOK
Legal Description	LOT 4 MB 116/041 TR 13145-5
Legal Tract	13145-5
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3006
Census Tract	44927

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9720 COUNTRY FALLS LN, ELK GROVE, CA 95757-8349
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 6, 2017	Grant Deed, Transfer STEARNS LNDG
Dec 6, 2017	Affidavit of Death, Transfer EQUITY TITLE-ORANGE COUNTY/INLAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	2017512056
Prior Transfer Date	Aug 30, 1996
Prior Transfer Doc	0000429431
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40565 PEBBLE BEACH CIR, PALM DESERT, CA 92211-9273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321043
Date	Jul 21, 2020
Instrument	2020-0321043

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 6, 2017
Property Address	40565 PEBBLE BEACH CIR, PALM DESERT, CA 92211-9273
Document Number	0000512056
Instrument Date	Nov 14, 2017
Instrument	512056
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EQUITY TITLE-ORANGE COUNTY/INLAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9720 COUNTRY FALLS LN ELK GROVE CA 957578349, ELK GROVE, CA 95757-8349

Mortgage

Document Number	512057
Date	Dec 6, 2017
Instrument	512057

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 6, 2017
Property Address	40565 PEBBLE BEACH CIR, PALM DESERT, CA 92211-9273
Document Number	0000512055
Instrument Date	Nov 13, 2017
Instrument	512055
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EQUITY TITLE-ORANGE COUNTY/INLAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 MARGATE RD PALOS VERDES ESTATES CA 902741841, PALOS VERDES ESTATES, CA 90274-1841

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,490 (+2%) Land $63,829 Building $127,661
2025	$2,783.00 (+5.74%)	$187,736 (+4.04%) Land $62,578 Building $125,158
2023	$2,632.00 (+2.73%)	$180,448 Land $60,149 Building $120,299
2022	$2,562.00
2021			$234,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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