4056 Reunion Pointe Ln, New Bern, NC 28562 Property Records

Craven County property record for 4056 Reunion Pointe Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Lot Size	0.132 acres (5,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jul 2026)
Tax Bill	$727 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-13-009`

Property Details

APN / Parcel Number

Primary APN	`7-104-13-009`
Alternative APNs	`108307` `104775`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,738 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	104775
Street Address	4056 REUNION POINTE LN
City	NEW BERN
State	NC
Zip	28562-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 CAROLINA COMMONS NEIGHBORHOOD
Legal Subdivision	CAROLINA COLOURS POD U
Legal Lot Number	9
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3024
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4056 REUNION POINTE LN, NEW BERN, NC 28562-8445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed · Conventional Mortgage BAY BANK TRUST COMPANY
Sep 26, 2025	Warranty Deed, Transfer
Jun 10, 2022	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Sep 26, 2025 · Amount on Record
Deed Document Number	202610158741
Deed Book / Page	3887 / 1296
Prior Transfer Date	Feb 17, 2011
Prior Transfer Doc	2980/0778
Record Updated	Oct 29, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 10, 2026
Property Address	4056 REUNION POINTE LN, NEW BERN, NC 28562-8445
Document Number	0010158741
Book / Page	3887 / 1296
Instrument Date	Jul 8, 2026
Instrument	202610158741
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,130.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4056 REUNION POINTE LN, NEW BERN, NC 28562-8445

Mortgage

Document Number	0010158742,
Date	Jul 10, 2026
Instrument	202610158742

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 26, 2025
Property Address	4056 REUNION POINTE LN, NEW BERN, NC 28562-8445
Document Number	03853/1136
Book / Page	3853 / 1136
Map Reference	CAB H SLS 110F-H
Instrument Date	Sep 23, 2025
Instrument	10146578
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, MOREHEAD CITY, NC 28557-0006
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 10, 2022
Property Address	4056 REUNION POINTE LN, NEW BERN, NC 28562-8445
Document Number	03729/1007
Book / Page	3729 / 1007
Map Reference	CAB H SL 110F-H
Instrument Date	Jun 3, 2022
Instrument	10098365
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 W THURMAN RD, 503, NEW BERN, NC 28562-7021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LUGANO RD, NEW BERN, NC 28562-8967

Mortgage

Document Number	0037291009
Date	Jun 10, 2022
Instrument	3729/1009

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$727.00 (+3.56%)	$477,580 (+467.53%) Land $99,000 Building $378,580	$477,580 (+467.53%) Land $99,000 Building $378,580
2025		$84,150 (-) Land $84,150	$84,150 (-) Land $84,150
2024	$702.00 (+1.15%)
2023	$694.00 (-1.98%)	$84,150 (+23.75%) Land $84,150	$84,150 (+23.75%) Land $84,150
2022	$708.00	$68,000 Land $68,000
2018			$68,000 Land $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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