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4056 Pepper Dr, Rockford, IL 61114 Property Records

Winnebago County property record for 4056 Pepper Dr, Rockford, IL 61114 · Last verified May 2026

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,824 sqft · built 2003
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (Nov 2023)
Tax Bill$4,670 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN12-08-111-001

Property Details

APN / Parcel Number

Primary APN12-08-111-001

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
Gross Area2,896 sqft
1st Floor Area1,228 sqft
Basement Area1,228 sqft
Finished Basement596 sqft
Unfinished Basement632 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
TerrainHigh
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4056 PEPPER DR
CityROCKFORD
StateIL
Zip61114-5282
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHOWLETTS PEPPER DRIVE CONDO 19 PT NW1/4 NW1/4 SEC 8-44-2 UNIT 4056
Legal Range2
Legal Township44
Legal Section8
Legal SubdivisionHOWLETTS PEPPER DRIVE CONDO 19
Legal Lot Number4056
Legal Unit4056
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2010
Census Tract403

Owner

Source: Winnebago County records · APN 12-08-111-001

Assessment roll updated July 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4056 PEPPER DR, ROCKFORD, IL 61114-5282
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Oct 04, 2023Warranty Deed, Transfer
MAGNUS TITLE AGENCY, MTA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleOct 04, 2023 · Amount on Record
Deed Document Number202327017
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 14, 2023
Property Address4056 PEPPER DR # 4056, 4056, ROCKFORD, IL 61114-5282
Document Number0000027017
Map ReferenceBK43 PG155
Instrument DateNov 09, 2023
Instrument2327017
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$274.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41050 W 11 MILE RD STE 220, 220, NOVI, MI 48375-1982

Transferred To (Grantee/Buyer)

NameVerified Name
Address4056 PEPPER DR, ROCKFORD, IL 61114-5282

Mortgage

Document Number0000027018
DateNov 14, 2023
Instrument2327018
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeFixed Rate
Rate8.13%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 04, 2023
Property Address4056 PEPPER DR # 4056, 4056, ROCKFORD, IL 61114-5282
Document Number0000023262
Map ReferenceBK43 PG155
Instrument DateSep 29, 2023
Instrument2323262
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41050 W 11 MILE RD STE 220, 220, NOVI, MI 48375-1982
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,670.00$55,286 (+28.06%) Land $5,631 Building $49,655$165,858 (+28.06%) Land $16,893 Building $148,965
2022$43,171 Land $4,437 Building $38,734$129,513 Land $13,311 Building $116,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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