4056 James Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 4056 James Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,916 sqft · built 1962
Lot Size	9.16 acres (399,010 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2026)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`03 77 2 1`

Property Details

APN / Parcel Number

Primary APN	`03 77 2 1`
Alternative APN	`4723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,916 sqft Heated Area
Gross Area	4,794 sqft
1st Floor Area	1,916 sqft
Basement Area	1,916 sqft
Unfinished Basement	1,916 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	399,010 sqft (9.16 acres)
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Slab
Porch Area	192 sqft
Bath House	Bath House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4723
Street Address	4056 JAMES DR
City	HUDSON
State	NC
Zip	28638-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0379/0357 1959 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3018
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4056 JAMES DR, HUDSON, NC 28638-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Aug 12, 2026 · Amount on Record
Deed Document Number	202610122035
Deed Book / Page	2172 / 1849
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 12, 2026
Property Address	4056 JAMES DR, HUDSON, NC 28638-9413
Document Number	0010122035
Book / Page	2172 / 1849
Instrument Date	Aug 5, 2026
Instrument	202610122035
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4056 JAMES DR, HUDSON, NC 28638-9413

Mortgage

Document Number	0010122036,
Date	Aug 12, 2026
Instrument	202610122036

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 12, 2026
Property Address	4056 JAMES DR, HUDSON, NC 28638-9413
Document Number	0010122026
Book / Page	2172 / 1780
Instrument Date	Aug 5, 2026
Instrument	202610122026
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00 (+63.43%)	$307,000 (-) Land $45,700 Building $261,300
2025	$1,225.00 (+22.99%)	$307,000 (+47.53%) Land $45,700 Building $261,300	$307,000 (+47.53%) Land $45,700 Building $261,300
2023		$208,100 (-) Land $38,500 Building $169,600	$208,100 (-) Land $38,500 Building $169,600
2022	$996.00	$208,100 Land $38,500 Building $169,600	$208,100 Land $38,500 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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