WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Mortgage
Document Number
0000569086
Date
Dec 21, 2021
Instrument
2021-0569086
Lender
Name
TRI EMERALD FINANCIAL GROUP INC
Type
Mortgage Company
Address
ALISO VIEJO, CA 92656
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN BERNARDINO CA
Property Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Transaction Type
Mortgage
Record Updated
Apr 16, 2021
Title Company
ORANGE COAST TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Mortgage
Document Number
0000151664
Date
Apr 2, 2021
Instrument
2021-0151664
Lender
Name
WINNPOINTE CORPORATION
Type
Mortgage Company
Address
ORANGE, CA 92868
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
359 Months
Due
Mar 1, 2051
December 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN BERNARDINO CA
Recording Date
Dec 3, 2019
Property Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Document Number
0000446652
Map Reference
MB 328 PG 1-4
Instrument Date
Nov 22, 2019
Instrument
2019-0446652
Transaction Type
Transfer
Record Updated
Aug 31, 2021
Title Company
WESTERN RESOURCES TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Mortgage
Document Number
0000446653
Date
Dec 3, 2019
Instrument
2019-0446653
Lender
Name
TRI EMERALD FINANCIAL GROUP INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 1, 2049
February 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN BERNARDINO CA
Property Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Document Number
0000056532
Instrument Date
Feb 9, 2018
Transaction Type
Mortgage
Record Updated
Feb 23, 2018
Title Company
AMERICAN COAST TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4056 E COTTAGE PASEO ONTARIO CA 917612680, ONTARIO, CA 91761-2680
Mortgage
Document Number
0000056532
Date
Feb 15, 2018
Instrument
56532
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 14, 2048
Interest
Rate Type
Adjustable Rate
Rate
2.62%
September 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN BERNARDINO CA
Property Address
4056 E COTTAGE PASEO, ONTARIO, CA 91761-2680
Document Number
0000388507
Instrument Date
Sep 15, 2017
Transaction Type
Mortgage
Record Updated
Sep 27, 2017
Title Company
CHRONOS TITLE INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4056 E COTTAGE PASEO ONTARIO CA 917612680, ONTARIO, CA 91761-2680
Mortgage
Document Number
0000388507
Date
Sep 20, 2017
Instrument
388507
Lender
Name
LEND PLUS
Address
ALISO VIEJO, CA 92656
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 19, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 4056 E Cottage Paseo was $5,191 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
California
County
San Bernardino County
Municipality
Ontario City
Secondary School District
Chaffey Joint Union High School District (09 - 12)
Elementary School District
Mountain View Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$369,565 (+2%)Land $129,374Building $240,191
2025
$5,191.00Homeowner's exemption
$362,318Land $126,837Building $235,481
2023
$5,063.00 (+0.9%)Homeowner's exemption
$348,249Land $121,912Building $226,337
2022
$5,018.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 4056 E Cottage Paseo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4056 E Cottage Paseo is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source
Purchased surface water from several systems
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025