4055 Wickham Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 4055 Wickham Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,336 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,371 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084-000-496`

Property Details

APN / Parcel Number

Primary APN	`084-000-496`
Alternative APNs	`0000280899` `084 496`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000280899
Street Address	4055 WICKHAM DR
City	CUMMING
State	GA
Zip	30040-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MP
Legal Description	2-1 LL 456 LT 371 TRADITIONS PH 7A-3
Legal Subdivision	TRADITIONS
Legal Phase	7A
Legal Lot Number	371
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2018
Census Tract	130304

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4055 WICKHAM DR, CUMMING, GA 30040-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Oct 8, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 8, 2021
Transfer Doc	0104360771
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4055 WICKHAM DR, CUMMING, GA 30040-3619
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104370000000001
Date	Oct 19, 2021
Book Page	0000010437/0000000001

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 8, 2021
Property Address	4055 WICKHAM DR, CUMMING, GA 30040-3619
Document Number	0104360771
Book / Page	10436 / 771
Instrument Date	Oct 8, 2021
Instrument	2021-013018
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 WICKHAM DR, CUMMING, GA 30040-3619

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 1, 2020
Property Address	4055 WICKHAM DR, CUMMING, GA 30040-3619
Document Number	0097710039
Book / Page	009771 / 000039
Instrument Date	Nov 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 WICKHAM DR CUMMING GA 300403619, CUMMING, GA 30040-3619

Mortgage

Document Number	97710043
Date	Dec 1, 2020
Book Page	009771/000043

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,371.00 (+20.69%) Homeowner's exemption Additional exemption filed	$273,488 (+27.51%) Land $78,000 Building $195,488	$683,720 (+27.51%) Land $195,000 Building $488,720
2023	$5,279.00 (+32.24%)	$214,488 (+49.69%) Land $62,000 Building $152,488	$536,220 (+49.69%) Land $155,000 Building $381,220
2022	$3,992.00	$143,288 Land $50,000 Building $93,288	$358,220 Land $125,000 Building $233,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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