4055 W Ruffner St, Seattle, WA 98199 Property Records

King County property record for 4055 W Ruffner St, Seattle, WA 98199

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,990 sqft · built 1941
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (May 2005)
Tax Bill$20,616 (2026)
Deeds & MortgagesMar 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN736960-0061

Property Details

APN / Parcel Number

Primary APN736960-0061
Alternative APN
  • 736960006103

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,990 sqft Living Area
Gross Area3,490 sqft
1st Floor Area1,190 sqft
2nd Floor Area1,110 sqft
Basement Area690 sqft
Finished Basement690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2017
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number736960006103
Street Address4055 W RUFFNER ST
CitySEATTLE
StateWA
Zip98199-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionROBERTSONS ADD E 70 FT
Legal Range03
Legal Township25
Legal Section15
Legal SubdivisionROBERTSONS ADD
Legal Block1
Legal Lot Number12-13
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group1
Census Block1011
Census Tract5600

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4055 W RUFFNER ST, SEATTLE, WA 98199-1834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 25, 2018Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2005 · Amount on Record
Deed SaleMay 17, 2005 · Amount on Record
Prior SaleMar 21, 1986 · Amount on Record
Deed Document Number20051786
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address4055 W RUFFNER ST, SEATTLE, WA 98199-1834
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002682
DateMar 26, 2021
Instrument20210326002682
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address4055 W RUFFNER ST, SEATTLE, WA 98199-1834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001015
DateSep 9, 2019
Instrument20190909001015
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2039

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address4055 W RUFFNER ST, SEATTLE, WA 98199-1834
Document Number0000000163
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedMar 8, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 W RUFFNER ST SEATTLE WA 981991834, SEATTLE, WA 98199-1834

Mortgage

Document Number0000000163
DateMar 1, 2018
Instrument201803010163
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,616.00 (+10.07%)
2025$1,980,000 (+2.38%) Land $1,135,000 Building $845,000$1,980,000 (+2.38%) Land $1,135,000 Building $845,000
2024$18,730.00 (+21.47%)$1,934,000 (+7.86%) Land $1,113,000 Building $821,000$1,934,000 (+7.86%) Land $1,113,000 Building $821,000
2022$15,420.00$1,793,000 Land $822,000 Building $971,000$1,793,000 Land $822,000 Building $971,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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