4055 Summers Place Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4055 Summers Place Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	5 bd · 3,764 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-1-12-07-0-00054-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-1-12-07-0-00054-00`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,764 sqft Adjusted Area
1st Floor Area	2,561 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Pool Area	486 sqft
Patio Area	700 sqft

Location & Zoning

Street Address	4055 SUMMERS PLACE DR
City	OLIVE BRANCH
State	MS
Zip	38654-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	SUMMERS' PLACE LOT 54
Legal Range	007
Legal Township	02S
Legal Section	12
Legal Subdivision	SUMMERS PLACE
Legal Lot Number	54
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	70633

Owner

Source: DeSoto County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Mar 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023
Deed Sale	Jun 22, 2023
Deed Book / Page	1023 / 10832
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004518/120
Date	Apr 4, 2018
Book Page	4518/120
Instrument	T04518-00120

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2028

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285

Mortgage

Document Number	05662/4335
Date	Oct 10, 2025
Book Page	5662/4335

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jul 1, 2053

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE AND ESCROW SERVICES, TITLE AND ESCROW SERVICES OF

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003611/129
Date	Mar 26, 2013
Book Page	3611/129

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2028

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 22, 2023
Property Address	4055 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7285
Document Number	1023/10832
Book / Page	1023 / 10832
Map Reference	MB 44 PG 21
Instrument Date	Jun 22, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MEDLOCK TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SUMMERS P1 ACE DR, OLIVE BRANCH, MS 38654

Mortgage

Document Number	0566054540
Date	Jun 22, 2023
Instrument	5660/54540

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+32.63%)	$33,282 (+41.7%) Land $2,500 Building $30,782	$332,821 (+41.7%) Land $25,000 Building $307,821
2023	$2,905.00	$23,488 (-)	$234,884 (-) Land $25,000 Building $209,884
2022	$2,905.00	$23,488 Land $2,500 Building $20,988	$234,884 Land $25,000 Building $209,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Verizon.

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