4055 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 4055 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,565 sqft · built 2000
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2017)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2977-007-001`

Property Details

APN / Parcel Number

Primary APN	`2977-007-001`
Alternative APN	`0697036000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,565 sqft Living Area
1st Floor Area	2,565 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	101,495 sqft (2.32 acres)
Lot Dimensions	320 ft deep x 236 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	492 sqft
Deck Area	624 sqft
Patio Area	624 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0697036000
Old Parcel Number	2977007001
Street Address	4055 SE 38TH ST
City	OCALA
State	FL
Zip	34480-7369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3;R3
Legal Description	SEC 26 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	26
Legal Subdivision	MONTAGUE
Legal Block	G,H
Legal Lot Number	5-12 6
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3056
Census Tract	2302

Owner

4055 SE 38th St is owned and occupied by an individual who bought it in July 2017.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REGIONS BANK
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
May 23, 2017	Grant Deed, Transfer
May 19, 2017	Loan Modification, Mortgage · Line of Credit CENTERSTATE BK NA
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Deed Document Number	2017061133
Deed Book / Page	6605 / 0999
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072221332
Date	Jul 8, 2020
Book Page	7222/1332
Instrument	2020069375

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38TH ST SE, OCALA, FL 34480

Mortgage

Document Number	0072820014
Date	Oct 1, 2020
Book Page	7282/14
Instrument	2020103649

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 23, 2030

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 6, 2017
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Document Number	0066050999
Book / Page	6605 / 0999
Map Reference	MB E PG27
Instrument Date	Jun 30, 2017
Instrument	2017061133
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MARION LAKE SUMTER TITLE LCL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2220 SE 14TH ST, 2220, OCALA, FL 34471-2645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SE 38TH ST, OCALA, FL 34480-7369

Mortgage

Document Number	2017061134
Date	Jul 6, 2017
Instrument	2017061134

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION FL
Recording Date	May 23, 2017
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Document Number	0065821030
Book / Page	006582 / 001030
Instrument Date	May 22, 2017
Instrument	46674
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4070 SE MARICAMP RD OCALA FL 344806319, OCALA, FL 34480-6319

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Document Number	0065821024
Book / Page	006582 / 001024
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SE 38TH ST OCALA FL 344807369, OCALA, FL 34480-7369

Mortgage

Document Number	0065821024
Date	May 23, 2017
Book Page	006582/001024
Instrument	46672

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33883

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4055 SE 38TH ST, OCALA, FL 34480-7369
Document Number	0065571307
Book / Page	006557 / 001307
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SE 38TH ST OCALA FL 344807369, OCALA, FL 34480-7369

Mortgage

Document Number	0065571307
Date	Apr 5, 2017
Book Page	006557/001307
Instrument	30592

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4055 SE 38th St was $4,805 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,805.00 Homeowner's exemption	$319,740 Land $81,550 Building $238,190	$446,114 Land $81,550 Building $364,564
2023	$4,423.00 (+2.69%) Homeowner's exemption	$301,679 (+3%) Land $69,900 Building $231,779	$428,180 (+10.22%) Land $69,900 Building $358,280
2022	$4,307.00 Homeowner's exemption	$292,892	$388,476 Land $58,250 Building $330,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4055 SE 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 SE 38th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Hotwire Communications, Metronet, Verizon, Wire 3, Xfinity.

4055 SE 38th St, Ocala, FL 34480 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SE 38th St

Nearby Streets

Search Property Records by Address or Parcel Number