4055 Ryals Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4055 Ryals Rd, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1977
Lot Size0.474 acres (20,665 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jul 2017)
Tax Bill$1,055 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-33-000000-044330

Property Details

APN / Parcel Number

Primary APN23-29-33-000000-044330
Alternative APNs
  • 332923000000044330
  • 32923000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area20,665 sqft (0.474 acres)
Lot Dimensions189 ft deep x 107 ft wide
View / LotCommercial/Industrial

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area162 sqft
Shed1 Shed
Utility Building54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4055 RYALS RD
CityMULBERRY
StateFL
Zip33860-8860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionBEG 215PT38 FT E OF NW COR OF SE1/4 OF SW1/4 OF SW1/4 RUN E 215.30 FT S 202.37 FT W 215.30 FT N 202.29 FT TO POB LESS E 107.65 FT & LESS RD R/W
Legal Range23E
Legal Township29S
Legal Section33
Legal SubdivisionCLAVILLE PROP
Legal Tract000000
Legal Block1
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1001
Census Tract14903

Owner

4055 Ryals Rd is owned by an individual who bought it in July 2017.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1621 ROSE DR, LAKELAND, FL 33813-3061
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2017 · Amount on File
Deed SaleJul 25, 2017 · Amount on File
Prior SaleOct 9, 2007 · Amount on File
Deed Document Number2017141429
Deed Book / Page10214 / 668
Prior Transfer DateSep 6, 2007
Prior Transfer Doc0000209129
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 25, 2017
Property Address4055 RYALS RD, MULBERRY, FL 33860-8860
Document Number0102140668
Book / Page010214 / 000668
Instrument DateJul 17, 2017
Instrument141429
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyRP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 RYALS RD MULBERRY FL 338608860, MULBERRY, FL 33860-8860

Mortgage

Document Number102140685
DateJul 25, 2017
Book Page010214/000685
Instrument141431
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number102140670,
DateJul 25, 2017
Book Page010214/000670
Instrument141430
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4055 Ryals Rd was $1,055.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,719 (+16.33%) Land $14,500 Building $127,219$141,719 (-1.39%) Land $14,500 Building $127,219
2025$1,055.00 Homeowner's exemption$121,820$143,719 Land $14,500 Building $129,219
2023$1,461.00 (+4.36%) Homeowner's exemption$114,939 (+3%)$130,031 (-31.58%) Land $14,000 Building $116,031
2022$1,400.00 Homeowner's exemption$111,591$190,054 Land $11,500 Building $178,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4055 Ryals Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 Ryals Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemG ; H MOBILE HOME PARK INC
private · serves 80 people · EPA ID FL6530091
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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