4055 Ruby St, #1, Schiller Park, IL 60176 Property Records

Cook County property record for 4055 Ruby St, #1, Schiller Park, IL 60176

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,044 sqft · built 1956
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jul 2025)
Tax Bill$6,892 (2023)
Deeds & MortgagesJul 2025 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-16-412-033

Property Details

APN / Parcel Number

Primary APN12-16-412-033
Alternative APN
  • 12-16-412-033-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,044 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,280 sqft (0.121 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4055 RUBY ST, 1
CitySCHILLER PARK
StateIL
Zip60176-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 IN GURRS 3RD HOMESTEAD SUB PART OF W2 W2 E2 SW4 OF SEC16 T40N R12E 3P
Legal Range12E
Legal Township40N
Legal Section16
Legal SubdivisionGURRS 3RD HOMESTEAD SUBDIVISIO
Legal Lot Number27
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group3
Census Block3006
Census Tract811600

Owner

Source: Cook County records · APN 12-16-412-033

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4055 RUBY ST, SCHILLER PARK, IL 60176-2103
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 11, 2021Deed, Transfer · VA Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number202520197
Prior Transfer DateOct 07, 2009
Prior Transfer Doc0000029010
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 22, 2025
Property Address4055 RUBY ST # 1, 1, SCHILLER PARK, IL 60176-2103
Document Number0020320197
Instrument DateJul 16, 2025
Instrument2520320197
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanySATURN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4055 RUBY ST, SCHILLER PARK, IL 60176-2103

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 RUBY ST, SCHILLER PARK, IL 60176-2103

Mortgage

Document Number0020320198
DateJul 22, 2025
Instrument2520320198
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Rate TypeFixed Rate
Rate7%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateMay 11, 2021
Property Address4055 RUBY ST # 1, 1, SCHILLER PARK, IL 60176-2103
Document Number0013107265
Instrument DateJan 25, 2021
Instrument2113107265
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyGREATER ILLINOIS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 RUBY ST, SCHILLER PARK, IL 60176-2103

Mortgage

Document Number0013107266
DateMay 11, 2021
Instrument2113107266
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 01, 2051
Interest
Rate2.62%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalitySchiller Park Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictSchiller Park School District 81 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 (+49.66%) Land $5,280 Building $31,720$370,000 (+49.66%) Land $52,800 Building $317,200
2023$6,892.00 (+0.51%)
2022$6,857.00 Homeowner's exemption$24,722 Land $4,752 Building $19,970$247,220 Land $47,520 Building $199,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 431 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHILLER PARK
serves 11,709 people
Water SourcePurchased surface water from CHICAGO
Last State InspectionOct 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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