4055 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4055 Ruby Run, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 2021
Lot Size	0.126 acres (5,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,900 (Jun 2021)
Tax Bill	$4,291 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-16-740508-000500`

Property Details

APN / Parcel Number

Primary APN	`27-27-16-740508-000500`
Alternative APNs	`162727740508000500` `62727000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,497 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	424 sqft
Porch	Florida Room

Location & Zoning

Street Address	4055 RUBY RUN
City	HAINES CITY
State	FL
Zip	33844-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 50
Legal Range	27E
Legal Township	27S
Legal Section	16
Legal Subdivision	HIGHLAND MEADOWS PHASE 7
Legal Phase	7
Legal Block	2
Legal Lot Number	50
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2027
Census Tract	12515

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4055 RUBY RUN, HAINES CITY, FL 33844-6451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2021146052
Deed Book / Page	11746 / 1620
Record Updated	Oct 29, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 7, 2021
Property Address	4055 RUBY RUN, HAINES CITY, FL 33844-6451
Document Number	0000146052
Book / Page	11746 / 1620
Map Reference	MB 178 PG 34-37
Instrument Date	May 28, 2021
Instrument	2021146052
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,602.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4055 RUBY RUN, HAINES CITY, FL 33844-6451
Investor	Possibly a Property Investor

Mortgage

Document Number	0117461622
Date	Jun 7, 2021
Instrument	11746/1622

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,517 (+2.7%)	$273,967 (+2.69%) Land $50,000 Building $223,967
2025	$4,291.00 (-27.15%) Homeowner's exemption	$264,379 (+14.47%)	$266,783 (+4.78%) Land $50,000 Building $216,783
2024	$5,890.00 (+2.13%)
2023	$5,767.00 (+4.61%) Homeowner's exemption	$230,951 (+3%)	$254,614 (+13.55%) Land $48,000 Building $206,614
2022	$5,513.00 Homeowner's exemption	$224,224 Land $40,000 Building $184,224	$224,224 Land $40,000 Building $184,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20