4055 River Rd, Hickory, NC 28602 Property Records

Catawba County property record for 4055 River Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,036 sqft · built 1959
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (May 2018)
Tax Bill	$977 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3700-12-96-7904`

Property Details

APN / Parcel Number

Primary APN	`3700-12-96-7904`
Alternative APN	`0058015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	4,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	99,752 sqft (2.29 acres)

Exterior Amenities

Porch	Porch
Porch Area	544 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4055 RIVER RD
City	HICKORY
State	NC
Zip	28602-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOTS 32-33 & ADJ PLAT 7-79
Legal Subdivision	AILEEN BOLICK
Legal Lot Number	32-33
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	4
Census Block	4030
Census Tract	11102

Owner

4055 River Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4055 RIVER RD, HICKORY, NC 28602-9152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	20188901
Deed Book / Page	3455 / 770
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4055 RIVER RD, HICKORY, NC 28602-9152
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036841355
Date	Sep 2, 2021
Book Page	3684/1355
Instrument	21433

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4055 RIVER RD, HICKORY, NC 28602-9152
Document Number	0035531033
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 RIVER RD HICKORY NC 286029152, HICKORY, NC 28602-9152

Mortgage

Document Number	0035531033
Date	Feb 7, 2020
Book Page	003553/001033
Instrument	2474

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 6, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 30, 2018
Property Address	4055 RIVER RD, HICKORY, NC 28602-9152
Document Number	0034550770
Book / Page	003455 / 000770
Instrument Date	May 30, 2018
Instrument	8901
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4055 RIVER RD HICKORY NC 286029152, HICKORY, NC 28602-9152

Mortgage

Document Number	34550773
Date	May 30, 2018
Book Page	003455/000773
Instrument	8902

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4055 River Rd was $977, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,100 (-) Land $22,700 Building $222,400
2025	$977.00 (-17.62%)	$245,100 Land $22,700 Building $222,400
2024	$1,186.00 (+2.68%)
2023	$1,155.00	$245,100 Land $22,700 Building $222,400	$245,100 Land $22,700 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4055 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIDDEN CREEK ESTATES private · serves 340 people · EPA ID NC0118290
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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