4055 River Falls Dr, Lowell, NC 28098 Property Records

Gaston County property record for 4055 River Falls Dr, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,907 sqft · built 2001
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Feb 2022)
Tax Bill	$5,062 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05002C01900`

Property Details

APN / Parcel Number

Primary APN	`05002C01900`
Alternative APN	`127497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,907 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Porch	Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	05002C01900
Street Address	4055 RIVER FALLS DR
City	LOWELL
State	NC
Zip	28098-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVER FALLS BLK A L 13 05 002C 019 00 000
Legal Subdivision	RIVER FALLS
Legal Block	A
Legal Lot Number	13
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1013
Census Tract	31304

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4055 RIVER FALLS DR, LOWELL, NC 28098-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Dec 13, 2006 · Amount on Record
Deed Document Number	0005315982
Deed Book / Page	5315 / 982
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 28, 2022
Property Address	4055 RIVER FALLS DR, LOWELL, NC 28098-1273
Document Number	0053150982
Book / Page	5315 / 982
Map Reference	MB 61 PG 91
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1324 HEATHERLOCH DR, 1324, GASTONIA, NC 28054-6444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 RIVER FALLS DR, LOWELL, NC 28098-1273

Mortgage

Document Number	0005315985
Date	Feb 28, 2022
Instrument	5315/985

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,062.00	$427,220 Land $35,000 Building $392,220

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20