Osceola County property record for 4055 Rambler Ave, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,308 sqft Living Area |
| Lot Size | 212,834 sqft (4.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $258,500 (2017) |
| Tax Bill | $6,329.00 (2025) |
| Primary APN | 06-27-31-4950-0001-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 1,392 sqft Gross Area |
| 1st Floor | 1,308 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 212,834 sqft (4.88 acres) |
| Shed | 1 Shed |
| Shed Area | 192 sqft Shed |
| Porch Area | 324 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4055 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7916 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 32 LOT 20 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 200 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 06-27-31-4950-0001-0200
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4055 RAMBLER AVE, SAINT CLOUD, FL 34772-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 06, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Dec 22, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on Record |
| Deed Sale | Dec 22, 2017 · Amount on Record |
| Prior Sale | Aug 04, 2009 · Amount on Record |
| Deed Doc Number | 2017182148 |
| Deed Book / Page | 5258 / 1138 |
| Prior Transfer Date | Nov 22, 2002 |
| Prior Transfer Doc | 2185002650 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 06, 2026 |
| Property Address | 4055 RAMBLER AVE, SAINT CLOUD, FL 34772-7916 |
| Document Number | 0000102803 |
| Book / Page | 7016 / 58 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026102803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1457 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7401 |
| Document Number | 0000102803, |
|---|---|
| Date | Aug 06, 2026 |
| Book Page | 7016/58 |
| Instrument | 2026102803 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 29, 2046 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 4055 RAMBLER AVE, SAINT CLOUD, FL 34772-7916 |
| Document Number | 0052581138 |
| Book / Page | 5258 / 1138 |
| Map Reference | MB B PG32 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017182148 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LA ROSA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,809.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2013 CALLE REEF, 2013, ISABELA, PR 00662-6529 |
| Name | Verified Name |
|---|---|
| Address | 4055 RAMBLER AVE, SAINT CLOUD, FL 34772-7916 |
| Document Number | 2017182149 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017182149 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,329.00 (+18.85%) | $405,400 (+19.98%) Land $220,000 Building $185,400 | $405,400 (+19.98%) Land $220,000 Building $185,400 |
| 2023 | $5,325.00 (+9.14%) | $337,900 (+8.48%) Land $156,500 Building $181,400 | $337,900 (+8.48%) Land $156,500 Building $181,400 |
| 2022 | $4,879.00 | $311,500 Land $156,500 Building $155,000 | $311,500 Land $156,500 Building $155,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 337 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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