4055 Jacobs Lndg, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4055 Jacobs Lndg, Saint Charles, MO 63304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,704 sqft · built 1998
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$396,300 (Nov 2019)
Tax Bill$5,587 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNA983000235

Property Details

APN / Parcel Number

Primary APNA983000235
Alternative APN
  • 3-0041-7722-00-0084.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,704 sqft Living Area
Gross Area4,676 sqft
1st Floor Area1,562 sqft
Basement Area1,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area81 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000235
Street Address4055 JACOBS LNDG
CitySAINT CHARLES
StateMO
Zip63304-7495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF JACOBS SUMMIT LOT 84
Legal SubdivisionTRAILS OF JACOBS SUMMIT
Legal Lot Number84
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records · APN A983000235

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Sep 09, 2020Deed of Trust, Mortgage
NEW AMERICAN FNDG
Nov 18, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jul 26, 2019Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 30, 2019Quit Claim Deed, Transfer
SHAWN GREEVES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleJul 26, 2019
Deed Document Number2019657280
Deed Book / Page7183 / 780
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJul 01, 2026
Property Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
Document Number0000030870
Instrument DateJun 26, 2026
Instrument202630870
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495

Mortgage

Document Number0000030870,
DateJul 01, 2026
Instrument202630870
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate7.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
Document Number0000067732
Instrument DateSep 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4055 JACOBS LNDG ST CHARLES MO 633047495, ST CHARLES, MO 63304-7495

Mortgage

Document Number0000067732
DateSep 14, 2020
Instrument67732
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 18, 2019
Property Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
Document Number0071830780
Book / Page7183 / 0780
Map ReferenceMB 34 PG 86-89
Instrument DateNov 13, 2019
Instrument20191118000657280
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495

Mortgage

Document Number20191118000657290
DateNov 18, 2019
Instrument20191118000657290
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 26, 2019
Property Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
Document Number0071121235
Book / Page007112 / 001235
Instrument DateJul 24, 2019
Instrument386610
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2536 FOSSETT DR WILDWOOD MO 630401184, WILDWOOD, MO 63040-1184

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJan 30, 2019
Property Address4055 JACOBS LNDG, SAINT CHARLES, MO 63304-7495
Document Number0070301952
Book / Page007030 / 001952
Instrument DateJan 29, 2019
Instrument45710
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4055 JACOBS LNDG ST CHARLES MO 633047495, ST CHARLES, MO 63304-7495

Mortgage

Document Number70301954
DateJan 30, 2019
Book Page007030/001954
Instrument45720
Lender
NameSHAWN GREEVES
AddressPO BOX 8888, ST LOUIS, MO 63138
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,587.00$94,361 (+10.28%)$496,637 (+10.28%) Building $496,637
2023$85,565
2022$450,343 Land $70,000 Building $380,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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