4055 E Mountain Vista Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 4055 E Mountain Vista Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,583 sqft · built 1987
Lot Size	0.123 acres (5,374 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Feb 2020)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-69-123`

Property Details

APN / Parcel Number

Primary APN	`301-69-123`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
1st Floor Area	878 sqft
2nd Floor Area	827 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,374 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4055 E MOUNTAIN VISTA DR
City	PHOENIX
State	AZ
Zip	85048-7490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	THE COVE AT MOUNTAINSIDE PHASE 1 MCR 291-1
Legal Range	04E
Legal Township	01S
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	COVE AT MOUNTAINSIDE PHASE 1
Legal Phase	1
Legal Lot Number	92
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	116712

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 20, 2018	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	20200172777
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718416
Date	Sep 25, 2018
Instrument	20180718416

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490

Mortgage

Document Number	0000022505
Date	Jan 8, 2021
Instrument	20210022505

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2020
Property Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490
Document Number	0000172777
Map Reference	MB 291 PG 1
Instrument Date	Feb 13, 2020
Instrument	20200172777
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4055 E MOUNTAIN VISTA DR, 4055, PHOENIX, AZ 85048-7490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490

Mortgage

Document Number	0000172778
Date	Feb 28, 2020
Instrument	20200172778

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 20, 2018
Property Address	4055 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7490
Document Number	0000628291
Instrument Date	Aug 16, 2018
Instrument	628291
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 E MOUNTAIN VISTA DR PHOENIX AZ 850487490, PHOENIX, AZ 85048-7490

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,130 (-4.24%)	$481,300 (-4.24%) Land $96,200 Building $385,100
2025	$2,794.00 (+5.08%)
2024		$50,260	$502,600 Land $100,500 Building $402,100
2023	$2,659.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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