4055 Dunbarton Cir, Williamsburg, VA 23188 Property Records

James City County property record for 4055 Dunbarton Cir, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,151 sqft · built 2014
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$399,990 (Aug 2014)
Tax Bill	$3,675 (2019)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-4 10-0-0256`

Property Details

APN / Parcel Number

Primary APN	`13-4 10-0-0256`
Alternative APN	`33083`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,151 sqft Living Area
Gross Area	5,118 sqft
Basement Area	1,527 sqft
Finished Basement	256 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33083
Street Address	4055 DUNBARTON CIR
City	WILLIAMSBURG
State	VA
Zip	23188-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-256 S-5 WELLINGTON
Legal Subdivision	WELLINGTON
Legal Lot Number	256
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1017
Census Tract	80402

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Feb 1, 2022	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 6, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY
Mar 15, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2014 · Amount on Record
Deed Sale	Aug 11, 2014 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	0000012762
Deed Book / Page	1400 / 12762
Last Transfer Date	Mar 3, 2017
Transfer Doc	0000004574
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202514626
Date	Oct 15, 2025
Instrument	202514626

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201528
Date	Feb 1, 2022
Instrument	202201528

Lender

Name	STRONG HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.38%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210010351
Date	May 19, 2021
Instrument	210010351

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Document Number	0000008404
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 DUNBARTON CIR WILLIAMSBURG VA 231886643, WILLIAMSBURG, VA 23188-6643

Mortgage

Document Number	0000008404
Date	Jun 12, 2020
Instrument	8404

Lender

Name	FIRST FED'L BK/KANSAS CITY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Document Number	0000005883
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 DUNBARTON CIR WILLIAMSBURG VA 231886643, WILLIAMSBURG, VA 23188-6643

Mortgage

Document Number	0000005883
Date	Mar 20, 2017
Instrument	5883

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 3, 2017
Property Address	4055 DUNBARTON CIR, WILLIAMSBURG, VA 23188-6643
Document Number	0000004574
Instrument Date	Feb 2, 2017
Instrument	4574
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4055 DUNBARTON CIR WILLIAMSBURG VA 231886643, WILLIAMSBURG, VA 23188-6643

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$584,900 (+16.51%) Land $101,600 Building $483,300	$584,900 (+16.51%) Land $101,600 Building $483,300
2023		$502,000 Land $97,000 Building $405,000	$502,000 Land $97,000 Building $405,000
2019	$3,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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