4055 Canal Dr, Mobile, AL 36619 Property Records

Mobile County property record for 4055 Canal Dr, Mobile, AL 36619

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1992
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Mar 2022)
Tax Bill$1,075 (2025)
Deeds & MortgagesNov 2019 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR023306243001063

Property Details

APN / Parcel Number

Primary APNR023306243001063
Alternative APNs
  • 33 06 24 3 001 063.XXX
  • 01133856
  • 1133856

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
Garage Area580 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area64 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1133856
Street Address4055 CANAL DR
CityMOBILE
StateAL
Zip36619-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK 1 UNIT 1 CYPRESS SHORES SUB MKB 9 P 102 #SEC 24 T5S R2W #MP33 06 24 3 001
Legal Range05S
Legal Township05S
Legal Section24
Legal SubdivisionSHORES
Legal Block1
Legal Lot Number17
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group2
Census Block2023
Census Tract7000

Owner

4055 Canal Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4055 CANAL DR, MOBILE, AL 36619-9706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB
Mar 14, 2022Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2022 · Amount on File
Deed SaleMar 14, 2022 · Amount on File
Prior SaleSep 28, 2011
Deed Document Number202219080
Prior Transfer DateJan 19, 2012
Prior Transfer Doc0000030506
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4055 CANAL DR, MOBILE, AL 36619-9706
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyTITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067839
DateNov 20, 2019
Instrument2019067839
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2034

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 14, 2022
Property Address4055 CANAL DR, MOBILE, AL 36619-9706
Document Number0000019080
Map ReferenceMB 9 PG 103
Instrument DateMar 10, 2022
Instrument2022019080
Transaction TypeTransfer
Record UpdatedMar 25, 2022
Title CompanyNOT AVAILABLE, DST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2877 FRESH WATER WAY N, 2877, THEODORE, AL 36582-7483

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4055 CANAL DR, MOBILE, AL 36619-9706

Mortgage

Document Number0000019081
DateMar 14, 2022
Instrument2022019081
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4055 Canal Dr was $1,075 with a homeowner's exemption, up 3.4% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,075.00 (+3.37%) Homeowner's exemption$17,840 (+3.3%) Land $2,500 Building $15,340$178,400 (+3.3%) Land $25,000 Building $153,400
2024$1,040.00 (-51.04%) Homeowner's exemption$17,270 (+3.72%) Land $2,400 Building $14,870$172,700 (+3.72%) Land $24,000 Building $148,700
2023$2,124.00$16,650 Land $2,360 Building $14,290$166,500 Land $23,600 Building $142,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4055 Canal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 313 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies313 in force
Nearby Flood Claims407 (1979–2023)
Claims Outside the SFHA65 of 407
Most Recent ClaimJan 2023 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 207 claims
  • Hurricane Georges, Sep 1998 · 111 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 Canal Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 65% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOBILE COUNTY WATER & FIRE PRO AUTHORITY
serves 39,573 people · EPA ID AL0001002
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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