4055 Ansley Ct, Concord, NC 28027 Property Records

Cabarrus County property record for 4055 Ansley Ct, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1982
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2019)
Tax Bill$2,344 (2023)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04099A0101.000000

Property Details

APN / Parcel Number

Primary APN04099A0101.000000
Alternative APNs
  • 5602 91 4390
  • 134926

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Living Area
Gross Area1,890 sqft
1st Floor Area1,372 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2007
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,284 sqft (0.81 acres)
Lot Dimensions268 ft deep x 93 ft wide
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
DrivewayConcrete Driveway
Driveway Area790 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area70 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area120 sqft
Storage Building40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number134926
Street Address4055 ANSLEY CT
CityCONCORD
StateNC
Zip28027-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 101 AUTUMN CHASE
Legal SubdivisionAUTUMN CHASE
Legal Lot Number101
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3023
Census Tract41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4055 ANSLEY CT, CONCORD, NC 28027-9679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE BANK
Dec 20, 2019Warranty Deed, Transfer · FHA Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleMay 26, 1993 · Amount on Record
Deed Book / Page13909 / 36
Prior Transfer DateOct 14, 2010
Prior Transfer Doc0009338110
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4055 ANSLEY CT, CONCORD, NC 28027-9679
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015451220
DateAug 30, 2021
Book Page15451/220
Lender
NamePLAZA HOME MORTGAGE BANK
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 20, 2019
Property Address4055 ANSLEY CT, CONCORD, NC 28027-9679
Document Number1390936
Book / Page013909 / 000036
Instrument DateDec 20, 2019
Instrument35727
Transaction TypeTransfer
Record UpdatedJan 6, 2020
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4055 ANSLEY CT CONCORD NC 280279679, CONCORD, NC 28027-9679

Mortgage

Document Number1390939
DateDec 20, 2019
Book Page013909/000039
Instrument35728
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309,420 (-) Land $65,000 Building $244,420
2025$309,420 (+80.81%) Land $65,000 Building $244,420
2024$309,420 (+80.81%) Land $65,000 Building $244,420
2023$2,344.00$171,130 Land $37,000 Building $134,130$171,130 Land $37,000 Building $134,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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