4054 E Vernon Ave, Phoenix, AZ 85008 Property Records

Maricopa County property record for 4054 E Vernon Ave, Phoenix, AZ 85008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,685 sqft · built 1945
Lot Size	0.345 acres (15,024 sqft)
Owner	Individual Name on Record
Last Sale	$1,395,000 (Aug 2023)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`126-04-032`

Property Details

APN / Parcel Number

Primary APN	`126-04-032`
Alternative APN	`126040323`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	2,951 sqft
1st Floor Area	2,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,024 sqft (0.345 acres)
Parking Spaces	3 Parking Spaces
Pool Area	505 sqft
Porch	Patio
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4054 E VERNON AVE
City	PHOENIX
State	AZ
Zip	85008-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO VENTURA TR 2 MCR 35/34
Legal Range	4E
Legal Township	2N
Legal Section	31
Legal Subdivision	RANCHO VENTURA TR 2
Legal Tract	2
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	111300

Owner

Source: Maricopa County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2017	Deed of Trust, Mortgage CREDIT UNION WEST
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 8, 2018	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	2023422929
Prior Transfer Date	Mar 1, 2002
Prior Transfer Doc	0000218717
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2026
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Document Number	0000213546
Instrument Date	Apr 4, 2026
Instrument	2026213546
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0000213546,
Date	Apr 10, 2026
Instrument	2026213546

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2023
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Document Number	0000422929
Map Reference	MB 35 PG 34
Instrument Date	Aug 3, 2023
Instrument	20230422929
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0000422930
Date	Aug 14, 2023
Instrument	20230422930

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0000777119
Date	Oct 14, 2022
Instrument	20220777119

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0001040988
Date	Sep 27, 2021
Instrument	20211040988

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000484279
Date	Jun 30, 2017
Instrument	2017-0484279

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 12, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 EAST VERNON AVNEUE, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0001217170
Date	Dec 10, 2020
Instrument	20201217170

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Document Number	0000561896
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4054 E VERNON AVE PHOENIX AZ 850082331, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0000561896
Date	Jun 25, 2020
Instrument	561896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E VERNON AVE, PHOENIX, AZ 85008-2331
Document Number	0000461624
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	NATIONWIDE APPRAISAL AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4054 E VERNON AVE PHOENIX AZ 850082331, PHOENIX, AZ 85008-2331

Mortgage

Document Number	0000461624
Date	Jun 18, 2018
Instrument	461624

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Balsz Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,320 (+127.75%)	$1,093,200 (+0.51%) Land $218,600 Building $874,600
2025	$5,525.00 (+8.14%)	$47,999 (-53.54%)	$1,087,600 (+5.28%) Land $217,500 Building $870,100
2024		$103,310 (+22.91%)	$1,033,100 (+22.91%) Land $206,600 Building $826,500
2023	$5,109.00 (+4.18%)	$84,050 Land $16,810 Building $67,240	$840,500 Land $168,100 Building $672,400
2022	$4,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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