4054 E Surrey Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4054 E Surrey Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,309 sqft · built 1976
Lot Size	0.211 acres (9,218 sqft)
Owner	Individual Name on Record
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`167-12-086`

Property Details

APN / Parcel Number

Primary APN	`167-12-086`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,595 sqft
1st Floor Area	1,309 sqft

Exterior

Year Built	Built 1976
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,218 sqft (0.211 acres)
Parking Spaces	2 Parking Spaces
Pool Area	460 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4054 E SURREY AVE
City	PHOENIX
State	AZ
Zip	85032-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PARADISE VALLEY OASIS NO 9 PER MCR 177-45
Legal Range	04E
Legal Township	03N
Legal Section	18
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	PARADISE VALLEY OASIS NO. 9
Legal Lot Number	343
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	103210

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2529 W CACTUS RD APT 2135, 2135, PHOENIX, AZ 85029-2596
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FIN'L GRP USA
Mar 1, 2017	Re-recorded Document · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017
Deed Sale	Mar 1, 2017
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	20170147759
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	2013-0036363
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726

Mortgage

Document Number	0001314511
Date	Dec 13, 2021
Instrument	20211314511

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001052804
Date	Dec 30, 2019
Instrument	20191052804

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000542086
Date	Jun 22, 2020
Instrument	20200542086

Lender

Name	QUICKEN LOANS LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726

Mortgage

Document Number	0001259073
Date	Dec 21, 2020
Instrument	20201259073

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000952998
Date	Sep 2, 2021
Instrument	20210952998

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Document Number	0000147760
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E SURREY AVE PHOENIX AZ 850326726, PHOENIX, AZ 85032-6726

Mortgage

Document Number	0000147760
Date	Mar 1, 2017
Instrument	147760

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

March 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Mar 1, 2017
Property Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726
Document Number	0000147759
Map Reference	MAP177 PG45
Instrument Date	Jan 9, 2013
Instrument	2017-0147759
Record Updated	Sep 14, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 E SURREY AVE, PHOENIX, AZ 85032-6726

Mortgage

Document Number	0000147760
Date	Mar 1, 2017
Instrument	2017-0147760

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,680 (-2.21%)	$376,800 (-2.21%) Land $75,300 Building $301,500
2025	$1,853.00 (+4.87%)
2024		$38,530	$385,300 Land $77,000 Building $308,300
2023	$1,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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