St. Mary's County property record for 40539 Juniors Ct, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,680 sqft · built 2005 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Apr 2016) |
| Tax Bill | $4,973 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-074579 |
| Primary APN | 03-074579 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 074579 |
|---|---|
| Street Address | 40539 JUNIORS CT |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-4962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-6B PLAT 59/20 LONG ESTATES |
| Legal Subdivision | LONG ESTATES |
| Legal Lot Number | 500 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 875502 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40539 JUNIORS CT, LEONARDTOWN, MD 20650-4962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 11, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on Record |
| Deed Sale | Apr 1, 2016 · Amount on Record |
| Prior Sale | May 27, 2005 |
| Deed Book / Page | 4360 / 474 |
| Transfer Doc | 0025290460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40539 JUNIORS CT, LEONARDTOWN, MD 20650-4962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40539 JUNIORS CT, LEONARDTOWN, MD 20650-4962 |
| Document Number | 0062080248 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 6208/248 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40539 JUNIORS CT, LEONARDTOWN, MD 20650-4962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051130409 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 5113/409 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,833 (+3.78%) | $569,500 (+11.34%) Land $115,200 Building $454,300 | |
| 2025 | $4,973.00 (+12.38%) Homeowner's exemption | $511,500 (+16.17%) Land $115,100 Building $396,400 | $511,500 (-) Land $115,100 Building $396,400 |
| 2023 | $4,425.00 Homeowner's exemption | $440,300 | $511,500 Land $115,100 Building $396,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures