40537 Apple Rd, Polson, MT 59860 Property Records

Lake County property record for 40537 Apple Rd, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,040 sqft · built 1977
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R1517573`

Property Details

APN / Parcel Number

Primary APN	`R1517573`
Alternative APNs	`15-3227-35-1-01-04-0000` `0000014774`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)
Porch	Slab
Porch Area	112 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014774
Street Address	40537 APPLE RD
City	POLSON
State	MT
Zip	59860-8313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T22 N, R21 W, COS 4983 TR 1 IN E2SE
Legal Range	21W
Legal Township	22N
Legal Section	35
Legal Subdivision	CERTIFICATE OF SURVEY NO 4983
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1015
Census Tract	940400

Owner

Source: Lake County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40537 APPLE RD, POLSON, MT 59860-8313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
May 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2026
Transfer Doc	0000639002
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Jun 2, 2026
Property Address	40537 APPLE RD, POLSON, MT 59860-8313
Document Number	0000639002
Instrument Date	Jun 2, 2026
Instrument	2026639002
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44026 W GRANITE DR, MARICOPA, AZ 85139-8864

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40537 APPLE RD, POLSON, MT 59860-8313
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594089
Date	Nov 29, 2021
Instrument	594089

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40537 APPLE RD, POLSON, MT 59860-8313
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	589011
Date	Jun 4, 2021
Instrument	589011

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40537 APPLE RD, POLSON, MT 59860-8313
Transaction Type	Mortgage
Record Updated	May 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	576961
Date	May 8, 2020
Instrument	576961

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-9.61%)	$550,900 (+49.9%)	$550,900 (+49.9%) Land $186,000 Building $364,900
2023	$2,663.00	$367,500	$367,500 Land $102,100 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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