4053 Stephen Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 4053 Stephen Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,395 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jul 2021)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-0232-051-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0232-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	281 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4053 STEPHEN DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CHEVIOT HILLS, LOT 137
Legal Subdivision	CHEVIOT HILLS
Legal Lot Number	137
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2030
Census Tract	7403

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3710 EL CAMINO REAL, 1715, SANTA CLARA, CA 95051-2954
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2021	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 28, 2021	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Book / Page	20210707 / 738
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	1280000001188
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 7, 2021
Property Address	4053 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4569
Document Number	0000000738
Map Reference	MB 37 MAP 13
Instrument Date	Jul 7, 2021
Instrument	202107070738
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3710 E CAMINO ROAD #1715 # 1715, 1715, SANTA CLARA, CA 95051

Mortgage

Document Number	0000000739
Date	Jul 7, 2021
Instrument	202107070739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 28, 2021
Property Address	4053 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4569
Document Number	2101281190
Instrument Date	Jan 26, 2021
Instrument	2101281190
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$281.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4398 PEBBLE BEACH RD ROCKLIN CA 957654657, ROCKLIN, CA 95765-4657

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 28, 2021
Property Address	4053 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4569
Document Number	2101281188
Instrument Date	Nov 4, 2020
Instrument	2101281188
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 MISTY CT ROCKLIN CA 957655330, ROCKLIN, CA 95765-5330

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,795 (+2%) Land $97,418 Building $346,377
2025	$5,154.00 (+5.08%)	$435,094 (+4.04%) Land $95,508 Building $339,586
2024	$4,905.00 (-0.71%)
2023	$4,940.00 (+6.28%)	$418,200 Land $91,800 Building $326,400
2022	$4,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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