Lapeer County property record for 4053 Pratt Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,783 sqft · built 1900 |
| Lot Size | 22.5 acres (983,149 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-010-003-00 |
| Primary APN | 010-010-003-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,422 sqft |
| Unfinished Basement | 1,422 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 983,149 sqft (22.5 acres) |
| Garage Area | 484 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4053 PRATT RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 10 T6N R9E COM AT NE COR OF SEC, TH N 89 DEG 20' W 203 FT TO BEG, TH N 89 DEG 20' W 919.10 FT, TH S 0 DEG 18' 15 W |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 342000 |
4053 Pratt Rd is owned and occupied by two individuals.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4053 PRATT RD, METAMORA, MI 48455-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4053 PRATT RD, METAMORA, MI 48455-9715 |
| Document Number | 0028860796 |
| Book / Page | 002886 / 000796 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4053 PRATT RD METAMORA MI 484559715, METAMORA, MI 48455-9715 |
| Document Number | 0028860796 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 002886/000796 |
| Name | COMERICA BK/DETROIT |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4053 Pratt Rd was $2,322 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,200 (+10.47%) | $390,400 (+10.47%) | |
| 2025 | $2,322.00 Homeowner's exemption | $176,700 | $353,400 |
| 2023 | $159,100 | $318,200 | |
| 2022 | $2,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4053 Pratt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4053 Pratt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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