4053 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4053 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 1.5 ba · 1,323 sqft · built 1972
Lot Size	0.032 acres (1,373 sqft)
Owner	Individual Name on File
Tax Bill	$721 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-0320-043-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0320-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,373 sqft (0.032 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4053 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2127
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 196
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	196
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7602

Owner

4053 Oak Villa Cir, a planned unit development, is owned and occupied by an individual who acquired it in June 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Oct 24, 2024	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Jul 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LC
Jul 27, 2017	Affidavit of Death, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 21, 2017
Transfer Doc	0000000118
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	0000000055
Date	Aug 31, 2023
Instrument	202308310055

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	0000000110
Date	Apr 12, 2024
Instrument	202404120110

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	0000000189
Date	Jan 16, 2026
Instrument	202601160189

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	0000000398
Date	Oct 24, 2024
Instrument	202410240398

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	0000000075
Date	Jul 8, 2025
Instrument	202507080075

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2017
Property Address	4053 OAK VILLA CIR, CARMICHAEL, CA 95608-2127
Document Number	1707270117
Instrument Date	Jun 21, 2017
Instrument	1707270117
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TITLE SOURCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 OAK VILLA CIR CARMICHAEL CA 956082127, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	1707270118
Date	Jul 27, 2017
Instrument	1707270118

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4053 Oak Villa Cir was $721 with a homeowner's exemption, up 1.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$64,628 (+2%) Land $12,898 Building $51,730
2025	$721.00 (+1.26%) Homeowner's exemption	$63,362 Land $12,646 Building $50,716
2024	$712.00 (+2.74%)
2023	$693.00 (+1.02%) Homeowner's exemption	$60,904 Land $12,156 Building $48,748
2022	$686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4053 Oak Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4053 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Oak Villa Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures